Charlotte · Charlotte, NC
9519 University Terrace Drive #A
Charlotte, NC · 1,096 sqft
$275,000
- 4Beds
- 2Baths
- 1,096SqFt
- 1989Year
- 1Days on market
About this home
First-floor 4BD/2BA condo directly across the street from UNC Charlotte — prime student housing location with limited units currently available for sale in the community. Just under 1,100 sqft per tax record. Ideal setup for room rentals with a privacy lock on each bedroom. Washer, dryer, and refrigerator convey — new owners can place tenants immediately. Kitchen updated in 2025: new dishwasher, new countertops, and tile backsplash. Cute patio with exterior storage. Internet included through HOA (Spectrum Community Solutions). Leases typically run August–July following the UNCC academic calendar. Room rents in the community starting at $525. Utilities commonly bundled into rent with a usage cap. Deliver vacant or occupied. A smart addition to your investment portfolio.
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 1,096
- Lot
- —
- Year built
- 1989
- Type
- Condo
- Days on market
- 1
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $265 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,288/ month
- Principal & interest
- $1,703
- Property tax (~1.05%)
- $240
- Homeowners insurance
- $80
- HOA dues
- $265
Down payment
$13,750 down · $261,250 financed
Income to qualify (28% rule)
~$98,099 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 41 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


