View all 41 photos →

Charlotte · Charlotte, NC

9519 University Terrace Drive #A

Charlotte, NC · 1,096 sqft

$275,000

  • 4Beds
  • 2Baths
  • 1,096SqFt
  • 1989Year
  • 1Days on market

About this home

First-floor 4BD/2BA condo directly across the street from UNC Charlotte — prime student housing location with limited units currently available for sale in the community. Just under 1,100 sqft per tax record. Ideal setup for room rentals with a privacy lock on each bedroom. Washer, dryer, and refrigerator convey — new owners can place tenants immediately. Kitchen updated in 2025: new dishwasher, new countertops, and tile backsplash. Cute patio with exterior storage. Internet included through HOA (Spectrum Community Solutions). Leases typically run August–July following the UNCC academic calendar. Room rents in the community starting at $525. Utilities commonly bundled into rent with a usage cap. Deliver vacant or occupied. A smart addition to your investment portfolio.

Property details

Beds
4
Baths
2
SqFt
1,096
Lot
Year built
1989
Type
Condo
Days on market
1
Heating
Central, Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
HOA dues
$265 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,288/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues
$265

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$98,099 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.