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Chimney Rock · Chimney Rock, NC

950 Main Street #5

Chimney Rock, NC · 1,905 sqft

$349,000

  • 2Beds
  • 2Baths
  • 1,905SqFt
  • 1994Year
  • 1Days on market

About this home

Turnkey mountain investment with incredible upside! This fully furnished 2BR/2BA cabin has breathtaking views of Hickory Nut Gorge & Chimney Rock from two expansive decks. The unique layout features separate exterior entrances with no interior stairs, making it perfect to rent together or separately. Upstairs includes a full kitchen, dining area, living room with stone fireplace, bedroom, bath & laundry. Downstairs is a private efficiency with coffee bar, mini fridge, full bath & sleeping for multiple guests. Renovated in 2024 with new LVP flooring, paint, kitchen, appliances & more. New roof in 2025. Previously rented long-term for $2,500/month and back on the STR market. Just 1 mile to Chimney Rock Village & 2.5 miles to Lake Lure Beach. Get in now and enjoy the area's exciting revitalization and future appreciation!

Property details

Beds
2
Baths
2
SqFt
1,905
Lot
Year built
1994
Type
Condo
Days on market
1
Heating
Baseboard, Electric
Cooling
Ceiling Fan(s), Window Unit(s)
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,525/ month

Principal & interest
$2,161
Property tax (~0.90%)
$261
Homeowners insurance
$101
HOA dues

Down payment

$17,450 down · $331,550 financed

Income to qualify (28% rule)

~$108,214 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.