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Chimney Rock · Chimney Rock, NC

950 Main Street #4

Chimney Rock, NC · 4,343 sqft

$895,000

Reduced from $950,000

  • 8Beds
  • 7.5Baths
  • 4,343SqFt
  • 1987Year
  • 35Days on market

About this home

A rare opportunity to own one of downtown Chimney Rock's premier vacation homes. Just steps from restaurants, shops, the Rocky Broad River, and Chimney Rock State Park, this expansive mountain retreat offers nearly 4,900 square feet with 8 bedrooms, 7 full baths, and 1 half bath—making it an exceptional primary residence, family retreat, or high-performing short-term rental.

Designed for gathering, the heart of the home features soaring vaulted ceilings, exposed timber beams, rich hardwood floors, and multiple stone fireplaces that create a warm mountain-lodge atmosphere. The spacious open floor plan flows effortlessly from the oversized living room into the chef's kitchen, complete with granite countertops, an expansive island, abundant cabinetry, and generous dining space perfect for hosting large groups.

Outside, wraparound covered porches invite you to relax with mountain views, morning coffee, or evenings by the outdoor stone fireplace. Multiple levels of living—including a finished walk-out basement and private guest suite with its own kitchen and living area—provide incredible flexibility for multi-generational living or maximizing rental income.

With eight bedrooms, multiple gathering spaces, and an unbeatable walkable location in the heart of Chimney Rock Village, this property is perfectly positioned to continue as a sought-after vacation rental or become your own unforgettable mountain escape. Opportunities to own a home of this size, quality, and location are exceptionally rare.

Property details

Beds
8
Baths
7.5
SqFt
4,343
Lot
Year built
1987
Type
Single Family
Days on market
35
Heating
Heat Pump
Cooling
Central Air, Wall Unit(s)
Foundation
Basement
Flooring
Carpet, Wood
View
Mountain(s)

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,475/ month

Principal & interest
$5,542
Property tax (~0.90%)
$671
Homeowners insurance
$261
HOA dues

Down payment

$44,750 down · $850,250 financed

Income to qualify (28% rule)

~$277,512 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.