Saluda · Saluda, NC
95 Substation Road
Saluda, NC · 1,819 sqft
$450,000
- 3Beds
- 2.5Baths
- 1,819SqFt
- 1940Year
- 32Days on market
About this home
Property is being sold AS IS. Seller will make no repairs.
Enjoy the ease and convenience of one-level living, charming 3-bedroom, 2.5-bath home situated on approximately 2 acres, consisting of a 1-acre homesite plus an additional adjoining lot. The extra lot offers potential for future use, subject to buyer verification of zoning, permitting, and all applicable county requirements. No septic permit has been found for the additional lot. A previous owner reportedly had a mobile home connected to a septic system on that parcel; however, the location and condition of any septic system are unknown. Buyers are encouraged to conduct their own due diligence regarding septic, permitting, and intended use, and review both deeds for restrictions. An easement exists between the homesite and the additional lot. Buyers are advised that a new survey may be needed to verify the exact location of the easement and property boundaries. Located just minutes from charming downtown Saluda, this home offers convenient access to local restaurants, shops, and outdoor recreation. Inside, you'll find hardwood floors a sunroom, and a cozy home with ample room to make it your own. The spacious backyard provides privacy plenty of room for gardening, outdoor activities, or simply enjoying the peaceful mountain setting. Whether you're searching for a primary residence, a mountain getaway, or a property with future potential, this unique offering is ready for your vision.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,819
- Lot
- —
- Year built
- 1940
- Type
- Single Family
- Days on market
- 32
- Style
- Cottage, Traditional
- Heating
- Baseboard, Central, Wood Stove
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement, Crawl Space
- Flooring
- Wood
Features
- Above Ground Hot Tub / Spa
- Storage Unit (Off Site)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,255/ month
- Principal & interest
- $2,786
- Property tax (~0.90%)
- $337
- Homeowners insurance
- $131
- HOA dues
- —
Down payment
$22,500 down · $427,500 financed
Income to qualify (28% rule)
~$139,531 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.