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Saluda · Saluda, NC

95 Substation Road

Saluda, NC · 1,819 sqft

$450,000

  • 3Beds
  • 2.5Baths
  • 1,819SqFt
  • 1940Year
  • 32Days on market

About this home

Property is being sold AS IS. Seller will make no repairs.

Enjoy the ease and convenience of one-level living, charming 3-bedroom, 2.5-bath home situated on approximately 2 acres, consisting of a 1-acre homesite plus an additional adjoining lot. The extra lot offers potential for future use, subject to buyer verification of zoning, permitting, and all applicable county requirements. No septic permit has been found for the additional lot. A previous owner reportedly had a mobile home connected to a septic system on that parcel; however, the location and condition of any septic system are unknown. Buyers are encouraged to conduct their own due diligence regarding septic, permitting, and intended use, and review both deeds for restrictions. An easement exists between the homesite and the additional lot. Buyers are advised that a new survey may be needed to verify the exact location of the easement and property boundaries. Located just minutes from charming downtown Saluda, this home offers convenient access to local restaurants, shops, and outdoor recreation. Inside, you'll find hardwood floors a sunroom, and a cozy home with ample room to make it your own. The spacious backyard provides privacy plenty of room for gardening, outdoor activities, or simply enjoying the peaceful mountain setting. Whether you're searching for a primary residence, a mountain getaway, or a property with future potential, this unique offering is ready for your vision.

Property details

Beds
3
Baths
2.5
SqFt
1,819
Lot
Year built
1940
Type
Single Family
Days on market
32
Style
Cottage, Traditional
Heating
Baseboard, Central, Wood Stove
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Crawl Space
Flooring
Wood

Features

  • Above Ground Hot Tub / Spa
  • Storage Unit (Off Site)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,255/ month

Principal & interest
$2,786
Property tax (~0.90%)
$337
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$139,531 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.