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Balsam Grove · Balsam Grove, NC

937 Shoal Creek Road

Balsam Grove, NC · 894 sqft

$199,000

  • 1Beds
  • 1Baths
  • 894SqFt
  • 1998Year
  • 1Days on market

About this home

Tucked into the beautiful Shoal Creek community in Balsam Grove this one bed one bath cottage offers a good opportunity as a rental unit, weekend get away home, or a terrific spot for a first time home buyer. This classic brick home offers mountain living with quick access to the main road but also a privacy that can help recharge after a busy day. If you are interested in a rental, previous rental history is available upon request.

Property details

Beds
1
Baths
1
SqFt
894
Lot
Year built
1998
Type
Single Family
Days on market
1
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,439/ month

Principal & interest
$1,232
Property tax (~0.90%)
$149
Homeowners insurance
$58
HOA dues

Down payment

$9,950 down · $189,050 financed

Income to qualify (28% rule)

~$61,703 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.