Fort Mill · Fort Mill, SC
929 Gardenia Street
Fort Mill, SC · 3,218 sqft
$899,000
- 4Beds
- 4Baths
- 3,218SqFt
- 2005Year
- 1Days on market
About this home
Welcome home to this beautiful and unique Charleston-style home with double front porches which overlooks one of Baxter Village's pocket parks. This spacious home offers four bedrooms and four full bathrooms. The main level features a large primary suite with a bay window, living room, additional family room, and a convenient drop zone. The family room opens to a private, fenced courtyard. The updated kitchen includes all NEW stainless appliances, including the dishwasher, range, microwave, and refrigerator (installed June 2026). Upstairs, you'll find a fully equipped second kitchen with its own range and refrigerator, an additional primary suite, and two more generously sized bedrooms, offering incredible flexibility for multigenerational living, guests, or extended stays. Upgrades include hardwood floors throughout the entire home, plantation shutters throughout, a three-car garage, sealed crawl space, tankless water heater, whole-home water filtration system, and in-ground irrigation. Enjoy everything Baxter Village has to offer, including two community pools, tennis courts, pocket parks, playgrounds, miles of walking and biking trails, year-round community events, a vibrant town center with shops and dining, and a local YMCA. Conveniently located just minutes from Charlotte, Ballantyne, Rock Hill, Belmont, and more, this home truly offers the perfect blend of charm, space, and location.
Property details
- Beds
- 4
- Baths
- 4
- SqFt
- 3,218
- Lot
- —
- Year built
- 2005
- Type
- Single Family
- Days on market
- 1
- Garage
- 3
- Style
- Charleston
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
- HOA dues
- $1,300 / yr
Features
- Kitchen Island
- Walk-In Closet(s)
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$6,612/ month
- Principal & interest
- $5,567
- Property tax (~0.90%)
- $674
- Homeowners insurance
- $262
- HOA dues
- $108
Down payment
$44,950 down · $854,050 financed
Income to qualify (28% rule)
~$283,395 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Fort Mill
York SC · Top-rated schools
Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.


