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Albemarle · Albemarle, NC

923 Efird Street #97

Albemarle, NC · 926 sqft

$139,000

Reduced from $158,900

  • 2Beds
  • 1Baths
  • 926SqFt
  • 1920Year
  • 73 X 166 X 73 X 164Lot
  • 177Days on market

About this home

SO YOU HEARD that there is a HOUSING CRISIS. On the news everything is SKY High, mortgage interest rates, cost of housing, gas, groceries, and rent, you name it, it is UP UP. But you have overlooked one of the best buys in the Stanly County Market whether you are a first time home buyer or an investor. Yes you overlooked 923 Efird Street. I get it you are not in to statics but take a look. In the last year within two miles of 923 Efird Street 13 homes of its type have SOLD. The average construction date of 1929, a two bedroom one bath home with average square footage of 877 sq. ft. and average Sales Price of $177.05 per sq. ft. A Fact! Average Sales Price $157,373 for the group. Now look at 923 Efird Street 926+-sq. ft. central heat and air, newly painted, new carpet, range and refrigerator, a quarter acre lot and a price of $139,900. Average price per foot $151.08. The shrewd investor would charge $1,100 to $1,200 or more in rent perhaps get a 10% return on their money. The average buyer gets a home at an unheard of low price and builds equity. It is a win no matter what you do. Remember that number 923 Efird Street, Albemarle, NC. Come See It! Buy It!

Property details

Beds
2
Baths
1
SqFt
926
Lot
73 X 166 X 73 X 164
Year built
1920
Type
Single Family
Days on market
177
Style
Bungalow
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Vinyl
View
City

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,005/ month

Principal & interest
$860
Property tax (~0.90%)
$104
Homeowners insurance
$40
HOA dues

Down payment

$6,950 down · $132,050 financed

Income to qualify (28% rule)

~$43,099 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.