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Charlotte · Charlotte, NC

9202 Elgin Drive

Charlotte, NC · 1,359 sqft

$350,000

Reduced from $399,000

  • 2Beds
  • 2Baths
  • 1,359SqFt
  • 1961Year
  • 100x146x101x146Lot
  • 154Days on market

About this home

NO HOA. .34 ACRES. MAJOR UPDATES. OUTDOOR LIVING. This beautifully updated Charlotte home offers the space, privacy, and flexibility buyers are looking for—without the restrictions or expense of an HOA. Conveniently located just minutes from I-485, CLT Douglas Airport, the U.S. National Whitewater Center, and approximately 8 miles from Uptown Charlotte, 9202 Elgin Drive offers an incredible combination of location and value. Inside, the warm and inviting layout features a spacious living room with tray ceilings, updated flooring throughout, and two beautifully renovated bathrooms. The updated kitchen includes modern appliances, while the oversized laundry room provides exceptional storage and functionality. Major improvements have already been completed, including a brand-new roof, new HVAC in 2024, new flooring throughout, and a septic system that was emptied and inspected in 2026. The septic system is permitted for two bedrooms; the third bedroom/bonus room features a closet and offers additional flexibility for an office, playroom, or guest space. Outside is where this property truly shines. Enjoy your morning coffee on the welcoming front porch or head to the fully fenced backyard, where a brick privacy wall creates an added sense of seclusion. The covered outdoor living area, complete with three roll-down shades, is ideal for relaxing, dining, or entertaining in nearly any season. Two powered sheds provide valuable additional space for storage, hobbies, a workshop, or outdoor equipment. And for the four-legged members of the family, there's even an air-conditioned dog house—because apparently the dog gets better accommodations than we do! With its large lot, extensive updates, flexible living space, exceptional outdoor amenities, and NO HOA, 9202 Elgin Drive is a rare opportunity to enjoy more space and freedom while still being close to everything Charlotte has to offer. Come see why this one is worth a second look!

Property details

Beds
2
Baths
2
SqFt
1,359
Lot
100x146x101x146
Year built
1961
Type
Single Family
Days on market
154
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,575/ month

Principal & interest
$2,167
Property tax (~1.05%)
$306
Homeowners insurance
$102
HOA dues
—

Down payment

$17,500 down · $332,500 financed

Income to qualify (28% rule)

~$110,399 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

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