Mooresville · Mooresville, NC
92 Spencer Avenue
Mooresville, NC · 1,180 sqft
$265,000
- 3Beds
- 1Baths
- 1,180SqFt
- 1941Year
- 59x123Lot
- 74Days on market
About this home
Back on the market and refreshed for its next owner! This charming 3-bedroom cottage offers the perfect blend of timeless character and modern updates in the highly sought-after Mooresville area.
Inside, you'll find fresh paint, updated kitchen cabinetry, new flooring, stylish fixtures, and extensive interior improvements that create a bright, welcoming atmosphere from the moment you step inside. Large windows fill the home with natural light, while the functional single-level floor plan provides comfortable living and everyday flexibility.
The updated interior allows you to move right in and start enjoying your new home, while a newer HVAC system, approximately five years old, offers added peace of mind. Situated on a level lot with no HOA, this property provides the freedom, flexibility, and convenience many buyers are searching for.
Located just minutes from downtown Mooresville, shopping, dining, parks, schools, and major commuter routes, this home combines affordability, convenience, and value in a location buyers love.
Affordable, updated, and move-in ready—homes offering this combination of value and location are becoming increasingly difficult to find across the Lake Norman and greater Charlotte area. Don't miss your chance to make 92 Spencer Avenue your next address.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,180
- Lot
- 59x123
- Year built
- 1941
- Type
- Single Family
- Days on market
- 74
- Style
- Cottage
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,917/ month
- Principal & interest
- $1,641
- Property tax (~0.90%)
- $198
- Homeowners insurance
- $77
- HOA dues
- —
Down payment
$13,250 down · $251,750 financed
Income to qualify (28% rule)
~$82,168 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.