Albemarle · Albemarle, NC
904 Mill Street
Albemarle, NC · 1,247 sqft
$185,000
Reduced from $190,000
- 2Beds
- 1Baths
- 1,247SqFt
- 1910Year
- 10Days on market
About this home
Charming home situated on a corner lot in Albemarle featuring a spacious covered front porch stretching across the entire front of the home — perfect for relaxing and enjoying the outdoors! This 2-bedroom, 1-bath home was previously configured as a 3-bedroom, and the seller removed a wall to create larger bedrooms. The layout could easily be converted back to a 3-bedroom if desired. Major updates include the roof and HVAC replaced in 2020 for added peace of mind. The fenced backyard offers great space for pets, play, or entertaining and just needs a gate replacement to be fully enclosed again. Conveniently located close to local amenities, shopping, and dining!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,247
- Lot
- —
- Year built
- 1910
- Type
- Single Family
- Days on market
- 10
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Electric, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Laminate
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,338/ month
- Principal & interest
- $1,145
- Property tax (~0.90%)
- $138
- Homeowners insurance
- $53
- HOA dues
- —
Down payment
$9,250 down · $175,750 financed
Income to qualify (28% rule)
~$57,363 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.