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Albemarle · Albemarle, NC

904 Mill Street

Albemarle, NC · 1,247 sqft

$179,500

Reduced from $190,000

  • 3Beds
  • 1Baths
  • 1,247SqFt
  • 1910Year
  • 82Days on market

About this home

Charming home situated on a corner lot in Albemarle featuring a spacious covered front porch stretching across the entire front of the home — perfect for relaxing and enjoying the outdoors! Major updates include the roof and HVAC replaced in 2020 for added peace of mind. The fenced backyard offers great space for pets, play, or entertaining and just needs a gate replacement to be fully enclosed again. Conveniently located close to local amenities, shopping, and dining!

Property details

Beds
3
Baths
1
SqFt
1,247
Lot
Year built
1910
Type
Single Family
Days on market
82
Heating
Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Laminate

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,298/ month

Principal & interest
$1,111
Property tax (~0.90%)
$134
Homeowners insurance
$52
HOA dues

Down payment

$8,975 down · $170,525 financed

Income to qualify (28% rule)

~$55,657 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.