Spencer · Spencer, NC
902 4th Street
Spencer, NC · 1,097 sqft
$229,900
Reduced from $235,000
- 3Beds
- 2Baths
- 1,097SqFt
- 2022Year
- 8Days on market
About this home
Welcome to 902 4th St in Spencer! Built in 2022, this beautiful 3-bedroom, 2-bath home offers modern finishes and like-new appliances throughout. Vaulted ceilings and abundant natural light create a bright, spacious feel, while the open floorplan seamlessly connects the living room and kitchen. The kitchen features granite countertops and plenty of space for everyday living and entertaining. The primary suite includes a private ensuite bathroom and his-and-her closets for ample storage. Two additional bedrooms and a nicely sized living area complete this move-in-ready home that blends comfort, style, and functionality.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,097
- Lot
- —
- Year built
- 2022
- Type
- Single Family
- Days on market
- 8
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,663/ month
- Principal & interest
- $1,423
- Property tax (~0.90%)
- $172
- Homeowners insurance
- $67
- HOA dues
- —
Down payment
$11,495 down · $218,405 financed
Income to qualify (28% rule)
~$71,285 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.