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Charlotte · Charlotte, NC

9013 St Croix Lane

Charlotte, NC · 1,451 sqft

$399,000

  • 2Beds
  • 2Baths
  • 1,451SqFt
  • 1981Year

About this home

Welcome to this highly sought-after Raintree Garden end-unit detached townhome that lives like a single-family home! Recently appraised at $440,000 and offered below appraised value, this is an exceptional opportunity to own in one of South Charlotte's most desirable communities. Soaring vaulted ceilings, a dramatic floor-to-ceiling stone fireplace, and abundant natural light create a warm, open floor plan designed for both everyday living and entertaining. The spacious kitchen offers ample cabinetry and storage, along with a formal dining room, breakfast nook, convenient main-level laundry, and a hidden wet bar. The oversized primary suite features a walk-in closet, dressing area, en-suite bath, and a private deck. An attached two-car garage, three private decks, and a level backyard provide the perfect combination of space, privacy, and low-maintenance living. Located in the highly rated Providence Spring Elementary, South Charlotte Middle, and Providence High School districts, this home also includes a rare perk: Raintree residents receive a waiver of the massive initiation fee to join Raintree Country Club. Appraised at $440,000—don't miss this incredible value!

Property details

Beds
2
Baths
2
SqFt
1,451
Lot
Year built
1981
Type
Townhome
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,936/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$125,855 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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