Charlotte · Charlotte, NC
9013 St Croix Lane
Charlotte, NC · 1,451 sqft
$399,000
- 2Beds
- 2Baths
- 1,451SqFt
- 1981Year
About this home
Welcome to this highly sought-after Raintree Garden end-unit detached townhome that lives like a single-family home! Recently appraised at $440,000 and offered below appraised value, this is an exceptional opportunity to own in one of South Charlotte's most desirable communities. Soaring vaulted ceilings, a dramatic floor-to-ceiling stone fireplace, and abundant natural light create a warm, open floor plan designed for both everyday living and entertaining. The spacious kitchen offers ample cabinetry and storage, along with a formal dining room, breakfast nook, convenient main-level laundry, and a hidden wet bar. The oversized primary suite features a walk-in closet, dressing area, en-suite bath, and a private deck. An attached two-car garage, three private decks, and a level backyard provide the perfect combination of space, privacy, and low-maintenance living. Located in the highly rated Providence Spring Elementary, South Charlotte Middle, and Providence High School districts, this home also includes a rare perk: Raintree residents receive a waiver of the massive initiation fee to join Raintree Country Club. Appraised at $440,000—don't miss this incredible value!
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,451
- Lot
- —
- Year built
- 1981
- Type
- Townhome
- Garage
- 2
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,936/ month
- Principal & interest
- $2,471
- Property tax (~1.05%)
- $349
- Homeowners insurance
- $116
- HOA dues
- —
Down payment
$19,950 down · $379,050 financed
Income to qualify (28% rule)
~$125,855 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 28 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


