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Shelby · Shelby, NC

896 Cedarline Drive

Shelby, NC · 1,234 sqft

$265,000

  • 3Beds
  • 1.5Baths
  • 1,234SqFt
  • 1975Year
  • 1Days on market

About this home

This beautifully updated brick ranch sits on approximately .99 +/- acres and offers the perfect blend of classic construction and modern touches. Inside, you'll find 3 bedrooms, 1.5 bathrooms, and thoughtfully updated finishes throughout that create a warm, inviting feel from the moment you walk in. The unfinished basement provides excellent storage or workshop space with endless potential for future plans. Outside, enjoy the spacious yard with room to spread out, along with two detached storage buildings that offer additional space for equipment, hobbies, or lawn tools. Located outside the city limits, you'll enjoy the benefit of no city taxes while still being just a short drive to shopping, dining, and everyday conveniences. Whether you're looking for your first home, downsizing, or simply wanting to change locations, this brick home with extra storage and room to grow, is one you don't want to miss!

Property details

Beds
3
Baths
1.5
SqFt
1,234
Lot
Year built
1975
Type
Single Family
Days on market
1
Style
Ranch
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Vinyl

Features

  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,917/ month

Principal & interest
$1,641
Property tax (~0.90%)
$198
Homeowners insurance
$77
HOA dues

Down payment

$13,250 down · $251,750 financed

Income to qualify (28% rule)

~$82,168 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.