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Tryon · Tryon, NC

895 N Trade Street

Tryon, NC · 1,631 sqft

$420,000

Reduced from $439,000

  • 3Beds
  • 3Baths
  • 1,631SqFt
  • 1920Year
  • 70Days on market

About this home

Beautifully renovated 1920 cottage just a few blocks from the shopping, dining, and charm of downtown Tryon. Offering 3 bedrooms and 3 full baths, this inviting home blends historic character with the comfort and convenience of extensive modern updates. Improvements include a new roof, siding, windows, flooring, lighting, insulation, dual-zone HVAC, plumbing, electrical, and water heater. A welcoming covered front porch leads into bright, updated interiors featuring wide-plank flooring, fresh finishes, and a charming stone fireplace. The beautifully updated kitchen offers new cabinetry, GE appliances, brass hardware, tile backsplash, and a clean, modern design. All three baths have been refreshed with new fixtures, vanities, tile, and shower surrounds. Flexible living spaces provide plenty of options for guests, a home office, or additional lounging space. Situated on 0.31 acres with mature trees, stone steps, fresh landscaping, and gravel parking, this thoughtfully renovated home is well suited as a primary residence, second home, or investment property, all within easy reach of downtown Tryon.

Property details

Beds
3
Baths
3
SqFt
1,631
Lot
Year built
1920
Type
Single Family
Days on market
70
Style
Arts and Crafts
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Laminate

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,038/ month

Principal & interest
$2,601
Property tax (~0.90%)
$315
Homeowners insurance
$122
HOA dues

Down payment

$21,000 down · $399,000 financed

Income to qualify (28% rule)

~$130,229 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.