Tryon · Tryon, NC
895 N Trade Street
Tryon, NC · 1,631 sqft
$420,000
Reduced from $439,000
- 3Beds
- 3Baths
- 1,631SqFt
- 1920Year
- 70Days on market
About this home
Beautifully renovated 1920 cottage just a few blocks from the shopping, dining, and charm of downtown Tryon. Offering 3 bedrooms and 3 full baths, this inviting home blends historic character with the comfort and convenience of extensive modern updates. Improvements include a new roof, siding, windows, flooring, lighting, insulation, dual-zone HVAC, plumbing, electrical, and water heater. A welcoming covered front porch leads into bright, updated interiors featuring wide-plank flooring, fresh finishes, and a charming stone fireplace. The beautifully updated kitchen offers new cabinetry, GE appliances, brass hardware, tile backsplash, and a clean, modern design. All three baths have been refreshed with new fixtures, vanities, tile, and shower surrounds. Flexible living spaces provide plenty of options for guests, a home office, or additional lounging space. Situated on 0.31 acres with mature trees, stone steps, fresh landscaping, and gravel parking, this thoughtfully renovated home is well suited as a primary residence, second home, or investment property, all within easy reach of downtown Tryon.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 1,631
- Lot
- —
- Year built
- 1920
- Type
- Single Family
- Days on market
- 70
- Style
- Arts and Crafts
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Laminate
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,038/ month
- Principal & interest
- $2,601
- Property tax (~0.90%)
- $315
- Homeowners insurance
- $122
- HOA dues
- —
Down payment
$21,000 down · $399,000 financed
Income to qualify (28% rule)
~$130,229 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.