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Spruce Pine · Spruce Pine, NC

886 Hanging Rock Road

Spruce Pine, NC · 1,624 sqft

$479,000

  • 3Beds
  • 1Baths
  • 1,624SqFt
  • 1961Year
  • 1Days on market

About this home

Escape to the beauty of the North Carolina High Country with this exceptional 13.22-acre riverfront property offering endless possibilities. Nestled along the scenic North Toe River, this unrestricted property is suitable for horses, cattle, farming, or simply creating your own mountain retreat. Sit on the front porch and watch the local deer stroll by. The property features a charming 3-bedroom, 1-bath home with an unfinished basement, providing ample storage or future expansion potential. An original farmhouse also remains on the property, adding character and offering opportunities for a picnic area, or repurpose the beautiful historic wood. Wake up to the peaceful sounds of the river, enjoy cool summer mountain breezes, and experience the beauty of all four distinct seasons. With open pastureland, beautiful river frontage, and no restrictions, you'll have the freedom to live the mountain lifestyle you've always imagined. Conveniently located within easy driving distance of Asheville, Boone, NC, and Johnson City, TN, you'll enjoy the perfect balance of privacy and accessibility. Outdoor enthusiasts will love the area's abundance of activities, including trout fishing, kayaking, hiking, biking, skiing, rafting, golfing, and exploring the breathtaking Blue Ridge Mountains. Whether you're looking for a working farm, an equestrian property, a family homestead, or a peaceful getaway, this rare North Toe River property is ready to make your vision a reality. Listin

Property details

Beds
3
Baths
1
SqFt
1,624
Lot
Year built
1961
Type
Single Family
Days on market
1
Style
Contemporary, Ranch
Heating
Central, Forced Air, Oil
Cooling
Ceiling Fan(s)
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,465/ month

Principal & interest
$2,966
Property tax (~0.90%)
$359
Homeowners insurance
$139
HOA dues

Down payment

$23,950 down · $455,050 financed

Income to qualify (28% rule)

~$148,523 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.