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Todd · Todd, NC

8807 NC Hwy 194 None N

Todd, NC · 1,197 sqft

$309,000

Reduced from $324,900

  • 3Beds
  • 2Baths
  • 1,197SqFt
  • 2007Year
  • 12Days on market

About this home

Set in the scenic mountain community of Todd, this inviting home offers a peaceful setting along with thoughtful recent improvements that make it comfortable and easy to enjoy. Whether you're looking for a full-time residence, mountain retreat, or High Country getaway, the property offers a great combination of indoor comfort and outdoor living. Recent improvements include a new Trane heat pump providing central heating and air conditioning, along with professional crawlspace encapsulation featuring a crawlspace liner and AquaStop dehumidifier. An 8x8 storage shed adds convenient space for tools, outdoor gear, and seasonal items. The interior has also been freshly painted, while the expanded yard creates even more room to enjoy the outdoors with a dedicated fire pit and picnic area. Inside, the home features a comfortable and functional layout with three bedrooms and two full baths. Step outside to the front porch or gather around the fire pit and picnic area, where there's plenty of space to relax, entertain, and take in the cool mountain air and peaceful surroundings. The Todd location is another highlight, offering the laid-back feel of a small mountain community while still being within convenient reach of Boone and West Jefferson. Known for its beautiful scenery and access to the New River, the area offers plenty of opportunities to enjoy the outdoors, including kayaking, tubing, fishing, biking, and more. It's an inviting mountain property with meaningful updates already in place and all the charm of the High Country just outside your door.

Property details

Beds
3
Baths
2
SqFt
1,197
Lot
Year built
2007
Type
Single Family
Days on market
12
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,235/ month

Principal & interest
$1,913
Property tax (~0.90%)
$231
Homeowners insurance
$90
HOA dues

Down payment

$15,450 down · $293,550 financed

Income to qualify (28% rule)

~$95,811 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.