Charlotte · Charlotte, NC
8701 Houston Ridge Road
Charlotte, NC · 3,362 sqft
$820,000
- 5Beds
- 2.5Baths
- 3,362SqFt
- 1997Year
About this home
Welcome to this spacious brick two-story home in the desirable Ballantyne area, offering over 3,300 square feet of living space on a generous .45-acre lot with no HOA. With 5 bedrooms and 2.5 baths, there is plenty of room for everyday living, entertaining, and relaxing. The fenced backyard is a private retreat featuring a deck, hot tub, and tree house.
Inside, the home offers a functional layout with an updated stair railing completed in 2024 and a gas fireplace. The fireplace conveys as-is with no known issues. A tankless water heater was installed in 2025. The 2-car sideload garage features a convenient service door and built-in storage, providing additional functionality and organization. Ring doorbell, window treatments, and refrigerator also convey.
Conveniently located in the Ballantyne area, this home offers generous living space, a spacious lot, and the rare benefit of no HOA.
Property details
- Beds
- 5
- Baths
- 2.5
- SqFt
- 3,362
- Lot
- —
- Year built
- 1997
- Type
- Single Family
- Garage
- 2
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Hardwood, Tile
Features
- Attic Stairs Pulldown
- Hot Tub
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,035/ month
- Principal & interest
- $5,078
- Property tax (~1.05%)
- $717
- Homeowners insurance
- $239
- HOA dues
- —
Down payment
$41,000 down · $779,000 financed
Income to qualify (28% rule)
~$258,650 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
