View all 35 photos →

Lincolnton · Lincolnton, NC

870 McRee Road

Lincolnton, NC · 3,246 sqft

$650,000

  • 3Beds
  • 3Baths
  • 3,246SqFt
  • 2002Year
  • 207x325x242x359Lot
  • 1Days on market

About this home

In today's market, three features consistently top buyers' wish lists: a pool, abundant garage space, and flexibility for multigenerational living. This Lincolnton property delivers all three while offering convenient access to both Hickory and Charlotte.

Designed to adapt to a variety of living arrangements, this spacious home offers 3 bedrooms, 3 full baths, a huge 22x16 bonus room, and multiple flex spaces that can easily serve as home offices, exercise rooms, craft rooms, hobby areas, or guest accommodations. The main level features a spacious primary suite with double closets, dual vanities, an oversized shower, and a soaking tub. An additional main-level room located near a full bath creates an excellent option for guests, extended family, or those seeking to minimize stairs.

The floor plan continues upstairs with two bedrooms, a full bath, and separate living areas that provide flexibility for recreation, work, or everyday living. An oversized garage accommodates larger vehicles, while a bright secondary entrance adds everyday convenience.

Outside is where this property truly sets itself apart. The beautifully treed lot features an inground pool with diving board, generous poolside gathering space, a covered deck built for entertaining, and an activity court ready for basketball, pickleball, or tennis. A 2,200-square-foot detached building brings total garage and workshop space to nearly 3,000 square feet, creating endless possibilities for storage, hobbies, equipment, vehicles, or recreational toys.

Property details

Beds
3
Baths
3
SqFt
3,246
Lot
207x325x242x359
Year built
2002
Type
Single Family
Days on market
1
Garage
7
Style
Cape Cod
Heating
Ductless, Heat Pump
Cooling
Central Air, Ductless
Foundation
Crawl Space
Flooring
Laminate, Vinyl

Features

  • Attic Other

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,637/ month

Principal & interest
$4,025
Property tax (~0.78%)
$422
Homeowners insurance
$189
HOA dues

Down payment

$32,500 down · $617,500 financed

Income to qualify (28% rule)

~$198,759 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.