Gastonia · Gastonia, NC
865 Willow Creek Drive
Gastonia, NC · 1,512 sqft
$319,500
- 3Beds
- 2Baths
- 1,512SqFt
- 2014Year
- 1Days on market
About this home
Welcome to this inviting ranch home offering comfortable one-level living in a convenient Gastonia location. The spacious layout provides an easy flow from room to room, with an office that offers a great space for working from home, hobbies, or everyday organization.
Featuring a new HVAC handler and condenser installed in 2025, providing added peace of mind. Outside, enjoy a fenced back yard, storage shed, and a wonderful covered back patio that creates a comfortable space for outdoor dining, relaxing, or entertaining throughout the year.
The stove was replaced in July of 2026.
Residents also have access to the community pool and a low $49/month HOA due.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,512
- Lot
- —
- Year built
- 2014
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Ranch
- Heating
- Central, Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Slab
- HOA dues
- $147 / qtr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,347/ month
- Principal & interest
- $1,978
- Property tax (~0.85%)
- $226
- Homeowners insurance
- $93
- HOA dues
- $49
Down payment
$15,975 down · $303,525 financed
Income to qualify (28% rule)
~$100,596 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 41 photos
About Gastonia
Gaston’s hub · I-85 access
The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.
