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Charlotte · Charlotte, NC

8625 Terra Cotta Drive

Charlotte, NC · 1,344 sqft

$345,000

  • 3Beds
  • 2Baths
  • 1,344SqFt
  • 2021Year

About this home

Beautiful single-story home built in 2021 featuring 3 bedrooms, 2 bathrooms, and over 1,300 square feet of living space on a spacious lot in Charlotte. This well-maintained home has an open floor plan with abundant natural light, comfortable living areas, and a functional layout for everyday living.

The large backyard provides plenty of space for outdoor enjoyment, entertaining, pets, or gardening. Conveniently located with easy access to major highways, shopping, dining, and Uptown Charlotte while still offering a residential neighborhood setting.

Great opportunity for an owner-occupant or investment property.

Property details

Beds
3
Baths
2
SqFt
1,344
Lot
Year built
2021
Type
Single Family
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,539/ month

Principal & interest
$2,136
Property tax (~1.05%)
$301
Homeowners insurance
$100
HOA dues

Down payment

$17,250 down · $327,750 financed

Income to qualify (28% rule)

~$108,822 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.