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Mooresboro · Mooresboro, NC

857 Henry Jenkins Road #10f

Mooresboro, NC · 2,040 sqft

$255,000

  • 4Beds
  • 2Baths
  • 2,040SqFt
  • 2026Year
  • 1Days on market

About this home

Brand new, never lived in, and USDA eligible — meaning qualified buyers can purchase this home with zero down. FHA, VA, conventional, and cash offers are all welcome, and it appraises as real property.

Why RENT when you can BUY! Cavco Phoenix floor plan: 4 bedrooms, 2 full baths, 2,040 square feet, set on a permanent foundation on 1.16 acres in Mooresboro, Rutherford County. Luxury vinyl plank flooring throughout. Gravel driveway.

Just over a full acre leaves room for a shop, garden, or outbuilding. Convenient to US-74 between Forest City and Shelby, minutes to Boiling Springs and Gardner-Webb University, with a straight shot east to Gastonia and Charlotte or west toward Asheville. Rutherford County Schools district. New home, new everything — acreage and square footage without a Charlotte-market payment. Schedule your showing and ask about our $3,500 preferred lender incentive. Did we mention USDA eligible?

Property details

Beds
4
Baths
2
SqFt
2,040
Lot
Year built
2026
Type
Single Family
Days on market
1
Heating
Electric
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,844/ month

Principal & interest
$1,579
Property tax (~0.90%)
$191
Homeowners insurance
$74
HOA dues

Down payment

$12,750 down · $242,250 financed

Income to qualify (28% rule)

~$79,068 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.