Charlotte · Charlotte, NC
8504 Pennegrove Circle
Charlotte, NC · 2,105 sqft
$525,000
- 3Beds
- 2.5Baths
- 2,105SqFt
- 2019Year
About this home
OPEN HOUSES: Friday, 7/31 from 5-6 pm, Saturday, 8/1 from 10-12 pm, & Sunday, 8/2 from 11-12 pm! Welcome to effortless luxury living in this beautifully appointed ONE OF A KIND ranch home in highly sought after Vineyards on Lake Wylie. Built in 2019 and thoughtfully designed with an open-concept floor plan, three bedrooms, two full bathrooms, a guest half bathroom, and a versatile bonus room—all on one level.
At the heart of the home, the gourmet kitchen impresses with a spacious island, farmhouse sink, quartz countertops, classic subway tile backsplash, abundant shaker-style cabinetry, premium Whirlpool stainless steel appliances, wall oven, and five-burner gas cooktop. The kitchen flows seamlessly into the dining area and inviting light-filled living room, where a gas log fireplace with custom built-in bookshelves creates a warm focal point. Upgraded lighting, elegant millwork, and quality finishes elevate every space of this home.
The private primary suite is a true sanctuary featuring a tray ceiling and a spa-inspired bathroom complete with dual quartz vanities, an oversized tiled shower, and an expansive closet with plenty of storage. Two generously sized secondary bedrooms share a convenient Jack-and-Jill bathroom, while the flexible bonus room adapts easily to a home office, media room, or playroom. A stylish drop zone and half bathroom near the two-car garage adds everyday convenience.
Designed for exceptional indoor-outdoor living, the peaceful screened porch opens to an expansive covered patio with a fire pit area, enhanced by café lighting, and multiple seating zones, creating the perfect setting for entertaining or relaxing. The partially fenced backyard offers a play area, mature landscaping, and a wooded backdrop in your own private back yard oasis.
Residents enjoy outstanding resort-style amenities in this lake community, including outdoor pools, a fitness center and clubhouse, tennis and pickleball courts, bocce ball, playground, dog park, picnic area, trails, community boat slips, boat ramp, paddleboard and kayak launch site, and boat/RV storage.
Ideally located just minutes from the Whitewater Center, the new River District, Charlotte Douglas International Airport, Uptown Charlotte, and major highways including I-485, I-85, and US-74, this exceptional home offers the perfect blend of luxury, comfort, and convenience. Current VA loan is assumable, reach out to listing agent for additional questions.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,105
- Lot
- —
- Year built
- 2019
- Type
- Single Family
- Garage
- 2
- Style
- Ranch
- Heating
- Natural Gas
- Cooling
- Central Air, Electric
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Tile
- HOA dues
- $143 / mo
Features
- Attic Stairs Pulldown
- Built-in Features
- Drop Zone
- Hot Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- Fire Pit
- Hot Tub
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,006/ month
- Principal & interest
- $3,251
- Property tax (~1.05%)
- $459
- Homeowners insurance
- $153
- HOA dues
- $143
Down payment
$26,250 down · $498,750 financed
Income to qualify (28% rule)
~$171,728 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 46 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


