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Charlotte · Charlotte, NC

850 Belmont Avenue

Charlotte, NC · 3,725 sqft

$1,659,999

Reduced from $1,699,000

  • 4Beds
  • 5.5Baths
  • 3,725SqFt
  • 2026Year
  • 125Days on market

About this home

This home was designed around two things: entertaining well and living close to Uptown. Ten foot ceilings and wide plank European white oak run through an oversized dining room, a twenty foot kitchen, and a living room anchored by a linear gas fireplace. The kitchen has custom cabinetry, professional appliances, and a large working island, while a full scullery keeps prep, cleanup, and the aftermath of a dinner party out of sight. Doors open to a covered porch and private fenced yard. Then there is the third floor. A light filled bonus room with beverage center and full bath opens to a rooftop terrace set above the tree canopy. It is a second living space entirely its own, made for drinks with friends, late dinners, and long Carolina evenings. Uptown appears on the horizon once the leaves come down. The second floor is reserved for private spaces: four bedrooms, each with its own bath and custom closet. The primary suite includes a soaking tub, generous shower, and dedicated dressing area. Laundry on the same floor. Quiet and comfort are engineered in, with sound insulation between floors and around bedrooms and baths, a spray-foam roof deck, zoned heat pump HVAC, and tankless hot water with recirculation. EV ready garage and smart home wiring throughout. 3,725 square feet across three levels. Four bedrooms, 5.5 baths. Oversized two car attached garage. Direct Greenway access, an easy walk to Optimist Hall, and less than a 5 minute drive to Uptown.

Property details

Beds
4
Baths
5.5
SqFt
3,725
Lot
Year built
2026
Type
Single Family
Days on market
125
Garage
2
Style
Modern
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Hardwood, Tile

Features

  • Breakfast Bar
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Rooftop Terrace

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$12,217/ month

Principal & interest
$10,280
Property tax (~1.05%)
$1,452
Homeowners insurance
$484
HOA dues

Down payment

$82,999 down · $1,576,999 financed

Income to qualify (28% rule)

~$523,608 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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