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Charlotte · Charlotte, NC

850 Belmont Avenue

Charlotte, NC · 3,725 sqft

$1,674,999

Reduced from $1,699,000

  • 4Beds
  • 5.5Baths
  • 3,725SqFt
  • 2026Year
  • 38Days on market

About this home

Experience a home designed to support everyday wellness, comfort, and connection. Thoughtfully built with energy-efficient features including ZIP System sheathing, a spray-foam insulated roof deck, high-performance low-E windows, zoned heat-pump HVAC, smart thermostats, and a tankless water heater with recirculation for year-round efficiency and comfort. Enhanced sound insulation in bedrooms, bathrooms, laundry areas, and between floors creates a peaceful retreat from the outside world. Natural light is complemented by soaring 10-foot ceilings, European white-oak hardwoods, designer lighting, and premium finishes throughout. Every bedroom features a private en-suite bath, while custom closets, a mudroom, and dedicated scullery bring effortless organization. Enjoy seamless indoor-outdoor living with a covered rear patio, natural-gas fireplace, EV-charger readiness, and smart-home wiring for audio, security, and connectivity. Ideally positioned with direct Greenway access and just minutes from the dining, entertainment, and retail destinations of Optimist Hall and Plaza Midwood, this home offers a balanced lifestyle where wellness, convenience, and vibrant city living come together.

Property details

Beds
4
Baths
5.5
SqFt
3,725
Lot
Year built
2026
Type
Single Family
Days on market
38
Garage
2
Style
Modern
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Hardwood, Tile

Features

  • Breakfast Bar
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Rooftop Terrace

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$12,327/ month

Principal & interest
$10,373
Property tax (~1.05%)
$1,465
Homeowners insurance
$488
HOA dues

Down payment

$83,749 down · $1,591,249 financed

Income to qualify (28% rule)

~$528,339 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.