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Charlotte · Charlotte, NC

842 Belmont Avenue

Charlotte, NC · 2,176 sqft

$795,000

  • 4Beds
  • 3.5Baths
  • 2,176SqFt
  • 1998Year

About this home

Welcome home! Built in 1998 and completely renovated in 2020, this four-bedroom, three-and-a-half-bath home in the Belmont neighborhood is a gem, and the sellers have taken great care to keep it that way. A main-floor bedroom or office comes with its own full bathroom. Since the renovation, updates have continued steadily: retractable blinds on every window (2021), a privacy fence (2024), expanded attic storage (2024), custom interior doors (2025), and new Performance Vinyl Tile flooring on the main level (2026). Upstairs, French doors (2023) open the living space onto one of two rebuilt upper decks. Step outside to a covered front porch, a spacious back deck, and a fenced yard backing toward Little Sugar Creek Greenway — from here, it's a walk to Optimist Hall, Ace No. 3, Sweet Lew's, Intermezzo, Bloom & Bottle, and Super Abari, with Uptown Charlotte just minutes away. The home has also been pre-inspected, sellers have addressed inspection report findings.

Property details

Beds
4
Baths
3.5
SqFt
2,176
Lot
Year built
1998
Type
Single Family
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Crawl Space

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,851/ month

Principal & interest
$4,923
Property tax (~1.05%)
$695
Homeowners insurance
$231
HOA dues

Down payment

$39,750 down · $755,250 financed

Income to qualify (28% rule)

~$250,764 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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