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Gaston · Gaston, NC

837 Upper Spencer Mountain Road

Gaston, NC · 1,296 sqft

$315,000

  • 2Beds
  • 2Baths
  • 1,296SqFt
  • 2024Year
  • 1Days on market

About this home

Welcome to 837 Upper Spencer Mountain road where simplicity meets functionality while sitting on a spacious acre of land! This 2 bedroom, 2 bath, 2 car attached garage home was built with low maintenance and easy up-keep in mind. The house is only a year old and looks brand new as it has been meticulously maintained. It comes with a metal roof, vinyl siding exterior, attractive vinyl plank flooring and zero bed landscaping to keep manicured so you can spend your days doing what you want instead of taking care of house maintenance! The open concept kitchen-living-dining area in addition to the tall ceilings makes this home feel incredibly spacious with ample kitchen counter space and cabinetry. You will find the sunroom to be quaint and cozy, located off of the garage with its own exterior entrance and its own mini-split for heating and cooling. The exterior may look plain to some as simplicity was the goal but inside you will find beautiful craftsmanship and appreciated upgrades like REAL wood cabinets, recessed lighting and the adored square farmhouse molding. We welcome you to visit and see if the simple life is what you desire.

Property details

Beds
2
Baths
2
SqFt
1,296
Lot
Year built
2024
Type
Single Family
Days on market
1
Garage
2
Style
Ranch
Heating
Ductless, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl

Features

  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,279/ month

Principal & interest
$1,950
Property tax (~0.90%)
$236
Homeowners insurance
$91
HOA dues

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$97,672 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.