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Nebo · Nebo, NC

831 Lake Club Drive

Nebo, NC · 3,060 sqft

$1,490,000

Reduced from $1,600,000

  • 2Beds
  • 3.5Baths
  • 3,060SqFt
  • 1991Year
  • 59Days on market

About this home

Deeded boat slip, private dock with lift, and 0.49 acres of level, cleared shoreline on Lake James — in the Marion Lake Club community, where waterfront rarely comes available.

The outdoor living is the reason to buy this house. Weather-resistant IPE decks wrap the lake side. A full outdoor kitchen and a covered rear porch face the sunrise. A finished gazebo with electricity sits between the lawn and the water, and the private dock carries a lift sized for a triple pontoon, a swim ladder, and a sun deck.

Inside, 3,060 square feet arranged as two complete living levels. Rather than dividing that space into small rooms, the home gives you two private primary suites — one on each floor — with generous shared living between them.

The main level opens to tinted lake-side glass that frames the water without the glare, with hickory hardwood floors, custom hickory cabinetry, quartz counters, plantation shutters, and gas logs for cool mountain evenings.

The walk-out lower basement level is a second private suite in its own right: daylight throughout, its own primary bedroom, two full baths, a generous game room, and direct access out to the dock path. It works equally well for guests, for family, or as a fully separate retreat.

Three and a half baths in all. Brown metal roofs on the house, gazebo, and dock. An exterior wrapped entirely in rock and brick in 2008, a brand-new electrical panel, and City of Marion water just installed.

A two-bedroom lake home built for the way lake houses actually get used — room to gather, privacy for two couples, and no wasted square footage. Lake James State Park, the Fonta FloraState Trail, and Marion Lake Club dining and golf are all minutes away. Asheville is under an hour; Charlotte under two.

Property details

Beds
2
Baths
3.5
SqFt
3,060
Lot
Year built
1991
Type
Single Family
Days on market
59
Heating
Heat Pump, Propane
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Wood
View
Mountain(s), Water, Year Round
HOA dues
$375 / yr

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Dock - Floating
  • Outdoor Kitchen

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$10,811/ month

Principal & interest
$9,228
Property tax (~0.90%)
$1,117
Homeowners insurance
$434
HOA dues
$31

Down payment

$74,500 down · $1,415,500 financed

Income to qualify (28% rule)

~$463,342 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.