View all 23 photos →

Charlotte · Charlotte, NC

8309 Scotney Bluff Avenue

Charlotte, NC · 1,634 sqft

$399,000

  • 3Beds
  • 2.5Baths
  • 1,634SqFt
  • 2020Year
  • 17Days on market

About this home

Move-in ready, low-maintenance single-family living in the heart of Ayrsley for under $400,000! Built in 2020, this 3-bedroom, 2.5-bath home is one of just 7 single-family homes in the community, offering the privacy of a detached home with no shared walls while still enjoying the convenience of low-maintenance living. Inside, the bright, open-concept main level features a spacious kitchen with a large island, quartz countertops, pantry, and gas range. Upstairs, all three bedrooms are tucked away from the main living areas, including a spacious primary suite with a private bath. The refrigerator, washer, and dryer all convey, and furniture may also be negotiable. Enjoy your own fenced 10x10 patio and adjacent HOA-owned greenspace without the upkeep. The HOA handles all landscaping and lawn care and covers water, sewer, and trash, making this an easy lock-and-leave lifestyle. Walk to Ayrsley's coffee shops, restaurants, movie theater, and everyday conveniences, with Topgolf, Lake Wylie, McDowell Nature Preserve, and the U.S. National Whitewater Center all nearby. Quick access to I-485 and I-77 puts Uptown, SouthPark, and Charlotte Douglas International Airport within an easy drive. Qualified buyers may be eligible for conventional financing with 0% down, NO PMI, and up to $5,000 in lender credits toward closing costs.

Property details

Beds
3
Baths
2.5
SqFt
1,634
Lot
—
Year built
2020
Type
Single Family
Days on market
17
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$192 / mo

Features

  • Attic Stairs Pulldown
  • Drop Zone
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,128/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$192

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$134,084 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte →

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.