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Forest City · Forest City, NC

828 Ferry Road

Forest City, NC · 2,046 sqft

$342,500

Reduced from $359,900

  • 3Beds
  • 2Baths
  • 2,046SqFt
  • 1962Year
  • 41Days on market

About this home

Welcome to 828 Ferry Road, where timeless quality meets endless potential! This well-built brick ranch offers approximately 2,046 square feet of living space on a beautifully maintained 1.18-acre lot in a very desirable location. Inside, you'll find three spacious bedrooms, two full bathrooms, a large living room, cozy den, and a sunroom perfect for enjoying views of the backyard year-round. The kitchen offers abundant cabinetry and storage, while numerous closets throughout the home provide even more space for organization. One of the home's most distinctive features is the stunning double-sided fireplace that serves both the living room and den, creating warmth and character in the heart of the home. Original hardwood flooring runs throughout much of the home, showcasing the craftsmanship and quality of this solid 1960s-built residence. Step outside and discover even more possibilities. The property features an inground swimming pool with a functioning pump that simply needs a new liner to be enjoyed again. Whether hosting family gatherings, summer cookouts, or entertaining friends, this backyard is ready to become an incredible outdoor retreat. A rare bonus is the detached double garage with an attached studio apartment complete with a kitchenette, full bath, and living/sleeping area—ideal for rental income, guests, a home office, or multigenerational living. With great bones, abundant storage, generous living spaces, and only cosmetic updates needed to make it truly shine, this is an exceptional opportunity to own a property with space, versatility, and income-producing potential. Conveniently located near shopping, dining, schools, and everything Forest City has to offer, this home is ready for its next chapter. Don't miss your chance to make this special property your own!

Property details

Beds
3
Baths
2
SqFt
2,046
Lot
Year built
1962
Type
Single Family
Days on market
41
Garage
3
Style
Ranch
Heating
Central, Electric, Forced Air, Heat Pump, Propane
Cooling
Central Air, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Wood
View
Mountain(s)

Features

  • Attic Stairs Fixed
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,477/ month

Principal & interest
$2,121
Property tax (~0.90%)
$256
Homeowners insurance
$99
HOA dues

Down payment

$17,125 down · $325,375 financed

Income to qualify (28% rule)

~$106,199 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.