View all 48 photos →

Charlotte · Charlotte, NC

827 Spruce Street

Charlotte, NC · 1,006 sqft

$525,000

  • 3Beds
  • 1Baths
  • 1,006SqFt
  • 1955Year

About this home

Tucked into Wilmore, one of Charlotte's most walkable historic pockets next door to South End, 827 Spruce is a midcentury painted-brick ranch that has been thoughtfully updated and opened up to live bright and easy.

You enter into an open concept, sunlit main room. Hardwood floors run throughout, a skylight and a wide picture window pull in the light. The kitchen sits right in the middle of it all, with a built-in banquette for enjoying your morning coffee.

Three bedrooms and a renovated full bath complete an efficient single-level floor plan, finished with a crisp black, stone-topped vanity and modern fixtures.

The surprise is out back. A spacious deck looks out over a big, private, tree-shaded, fully fenced yard. There is room here to garden, entertain, or simply spread out, the kind of secret garden space, complete with a calming water feature, that is hard to find in the city.

From the front step you can walk to Pasta and Provisions just three blocks away. A bit further on foot or bike gets you to South End in minutes, the Rail Trail, the breweries, the murals, and the restaurants. Uptown and Bank of America Stadium are just a 15 minute stroll up Mint Street.

This updated, move-in ready cottage on a surprisingly big lot, steps from everything in South End is one not to miss!

Property details

Beds
3
Baths
1
SqFt
1,006
Lot
Year built
1955
Type
Single Family
Style
Ranch
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,863/ month

Principal & interest
$3,251
Property tax (~1.05%)
$459
Homeowners insurance
$153
HOA dues

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$165,599 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.