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Flat Rock · Flat Rock, NC

825 Gallimore Road

Flat Rock, NC · 1,056 sqft

$364,900

  • 3Beds
  • 1Baths
  • 1,056SqFt
  • 1971Year

About this home

Small but mighty, this charming cottage is nestled on approximately 1.74 acres surrounded by the beauty of Western North Carolina. Perched atop a gentle hill, the home offers distant mountain views and a peaceful setting where you can enjoy your morning coffee from the inviting front porch. Lovingly maintained by the same family for many years before serving as a long-term rental, this 3-bedroom, 1-bath home blends character with thoughtful updates. The kitchen was remodeled in 2021 and features updated appliances, along with flooring installed the same year. Additional improvements include replacement windows installed in 2000, a roof approximately 8 years old, a water heater approximately 7 years old, and all well components replaced in 2025. The garage offers a bonus room perfect for storage or crafting. There is the potential for a second bathroom in this area as there is a shower, toilet and sink hookup not connected to the septic system. Nature enthusiasts will appreciate the property’s proximity to the adjoining Green River Game Lands, an approximately 18,000-acre tract managed by the North Carolina Wildlife Resources Commission. The surrounding area offers convenient access to outdoor recreation, including hiking, kayaking, and seasonal hunting opportunities. The level side yard provides space for gardening, outdoor enjoyment, or simply taking in the tranquil surroundings. Preventative termite treatments have been performed quarterly, and the oil furnace has received annual servicing. Whether you’re seeking a full-time residence, mountain getaway, or investment opportunity, this delightful cottage offers a peaceful retreat immersed in nature.

Property details

Beds
3
Baths
1
SqFt
1,056
Lot
Year built
1971
Type
Single Family
Garage
1
Style
Cottage
Heating
Forced Air
Cooling
Ceiling Fan(s), None
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Breakfast Bar
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,640/ month

Principal & interest
$2,259
Property tax (~0.90%)
$273
Homeowners insurance
$106
HOA dues

Down payment

$18,245 down · $346,655 financed

Income to qualify (28% rule)

~$113,144 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.