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Charlotte · Charlotte, NC

8220 Ruby Valley Road

Charlotte, NC · 3,610 sqft

$849,000

Reduced from $924,000

  • 6Beds
  • 3Baths
  • 3,610SqFt
  • 2010Year
  • 62X130X61X130Lot
  • 23Days on market

About this home

Rare opportunity in Stone Creek Ranch! This spacious home features a private balcony with beautiful water views!

Experience elevated living in the highly desirable Ballantyne area within the sought-after Stone Creek Ranch community. This northeast-facing, 6-bedroom, 3-bathroom home is perfectly positioned on a private lot that overlooks the water, offering a scenic backdrop with peaceful pond views.

Designed for comfort and functionality, the main floor features an open layout with a spacious kitchen offering abundant storage and counter space, opening to a family room with a gas fireplace and exceptional water views. The main level also includes a bedroom, full bathroom, formal sitting room, a pantry, and a mudroom. Beyond the sliding doors is an expansive backyard and peaceful pondside walking path to enjoy.

Upstairs, the spacious primary suite creates a private retreat where you can enjoy a morning coffee with a scenic pond view or relax in the evenings taking in the quiet water views from your private balcony. From the balcony, a spiral staircase leads directly to the extended patio below for a seamless indoor-outdoor experience. The primary bath has dual vanities, a soaking tub, separate shower, and walk-in closet. The second floor also includes a marble-floor flex space perfect for a relaxation/meditation room, four additional bedrooms (including one oversized bonus/recreation room), and multiple walk-in closets. This home has exceptional storage solutions on each floor.

Notable upgrades include a brand-new roof (2023), two high-efficiency HVAC systems (2023), a garage fully equipped for 2-car simultaneous charging (one Level 2 charger and one Level 2 outlet with dedicated wiring for a second), an app-controlled 9-zone irrigation system, smart garage door opener with an integrated camera, a Vivint security system, and an enclosed, raised-bed vegetable garden.

Stone Creek Ranch residents enjoy access to premier amenity centers, including north and south clubhouses, pools, playgrounds, and walking trails. Located just minutes from I-485, Life Time Fitness, Flat Branch Nature Preserve, and top-tier shopping and dining at Stonecrest, Rea Farms, Waverly, The Fountains, Promenade on Providence, and Blakeney Town Center. Located near top-rated schools, with the new Cato Ridge Middle School opening soon. This home offers incredible space and beautiful water views!

Property details

Beds
6
Baths
3
SqFt
3,610
Lot
62X130X61X130
Year built
2010
Type
Single Family
Days on market
23
Garage
2
Style
Traditional
Heating
Central, Electric, Forced Air, Heat Pump, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet, Marble, Tile, Vinyl, Wood
View
Water
HOA dues
$268 / qtr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Drop Zone
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,337/ month

Principal & interest
$5,258
Property tax (~1.05%)
$742
Homeowners insurance
$247
HOA dues
$89

Down payment

$42,450 down · $806,550 financed

Income to qualify (28% rule)

~$271,626 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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