Concord · Concord, NC
822 Rubens Road SW
Concord, NC · 1,400 sqft
$345,000
- 3Beds
- 2Baths
- 1,400SqFt
- 1983Year
About this home
Looking for an easy-to-maintain home on more than ½ acre and a detached, air-conditioned garage with a workshop in a convenient location? Well you have found it! Situated in an HOA-free neighborhood, this property in Picture Park offers all that and so much more. The well cared for home has three bedrooms and two full baths, including the primary bedroom with walk-in closet and en suite and all with no carpeting! With its generous-sized kitchen there’s so much counter space for cooking and dining, be it at the breakfast bar or dining nook overlooking the level, fully fenced, private backyard. The carport offers great protection from the weather and is directly attached to the kitchen door and a storage room in front of it has a wall air conditioning unit. You can enjoy so many outdoor activities in the expansive yard as well. Relax in a rocker on the covered front porch or entertain on the large, back deck. Maybe play ball in the fully-fenced backyard, tend to your own flower and vegetable garden, or tinker around on your car in the air-conditioned, detached garage with workshop. An easy trip down the street to the back entrance to Frank LIske Park might also be on your daily agenda as well. The home has been very well maintained - fresh paint in 2026, new deck stairs in 2026, new ductwork installed in 2024, new water heater in 2022, LVP added in 2019, a new roof and AC in 2016, and windows, gutters, downspouts, outside vinyl replaced in 2015. And what also couldn’t be better??!! This home qualifies for the community lending program which may offer buyers up to $4500 in closing costs!!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,400
- Lot
- —
- Year built
- 1983
- Type
- Single Family
- Garage
- 1
- Style
- Ranch
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl
Features
- Attic Stairs Pulldown
- Breakfast Bar
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,501/ month
- Principal & interest
- $2,136
- Property tax (~0.92%)
- $264
- Homeowners insurance
- $100
- HOA dues
- —
Down payment
$17,250 down · $327,750 financed
Income to qualify (28% rule)
~$107,220 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.