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Charlotte · Charlotte, NC

8212 Ruby Valley Road

Charlotte, NC · 3,136 sqft

$839,400

  • 4Beds
  • 3Baths
  • 3,136SqFt
  • 2010Year

About this home

Property Highlights

• Elegant brick-front elevation with timeless curb appeal • Premium wooded homesite offering exceptional privacy • Custom sunroom (built in 2022) with transferable 10-year warranty • Fully fenced backyard (July 2025) • Interior professionally painted throughout (June 25, 2026) • Brand-new carpet installed (July 1, 2026)

Premium Exterior & Curb Appeal

• Elegant brick-front elevation provides timeless architecture and enhanced curb appeal. • Classic architectural design offers lasting style and value.

Rare Premium Wooded Homesite

• A rare homesite that feels intentionally carved into the woods, creating exceptional privacy and a peaceful natural setting. • Enjoy serene wooded views instead of neighboring backyards.

Spacious Loft – A Rare Feature

• Oversized upstairs loft—an increasingly rare amenity in today's new construction. • Perfect as a second living area, media room, game room, home office, playroom, fitness area, or study space.

Custom Sunroom

• Professionally built in 2022, adding valuable year-round living space. • Large windows fill the room with abundant natural light and showcase the wooded backyard. • Seamlessly extends the main living area, making the home feel even more spacious. • Includes a transferable 10-year warranty. • A comparable sunroom would cost approximately $80,000 to build today, making this a significant value-added feature.

Property details

Beds
4
Baths
3
SqFt
3,136
Lot
Year built
2010
Type
Single Family
Garage
2
Heating
Central, Electric, ENERGY STAR Qualified Equipment, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
HOA dues
$268 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,267/ month

Principal & interest
$5,198
Property tax (~1.05%)
$734
Homeowners insurance
$244
HOA dues
$89

Down payment

$41,970 down · $797,430 financed

Income to qualify (28% rule)

~$268,598 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.