Charlotte · Charlotte, NC
8212 Ruby Valley Road
Charlotte, NC · 3,136 sqft
$839,400
- 4Beds
- 3Baths
- 3,136SqFt
- 2010Year
About this home
Property Highlights
• Elegant brick-front elevation with timeless curb appeal • Premium wooded homesite offering exceptional privacy • Custom sunroom (built in 2022) with transferable 10-year warranty • Fully fenced backyard (July 2025) • Interior professionally painted throughout (June 25, 2026) • Brand-new carpet installed (July 1, 2026)
Premium Exterior & Curb Appeal
• Elegant brick-front elevation provides timeless architecture and enhanced curb appeal. • Classic architectural design offers lasting style and value.
Rare Premium Wooded Homesite
• A rare homesite that feels intentionally carved into the woods, creating exceptional privacy and a peaceful natural setting. • Enjoy serene wooded views instead of neighboring backyards.
Spacious Loft – A Rare Feature
• Oversized upstairs loft—an increasingly rare amenity in today's new construction. • Perfect as a second living area, media room, game room, home office, playroom, fitness area, or study space.
Custom Sunroom
• Professionally built in 2022, adding valuable year-round living space. • Large windows fill the room with abundant natural light and showcase the wooded backyard. • Seamlessly extends the main living area, making the home feel even more spacious. • Includes a transferable 10-year warranty. • A comparable sunroom would cost approximately $80,000 to build today, making this a significant value-added feature.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 3,136
- Lot
- —
- Year built
- 2010
- Type
- Single Family
- Garage
- 2
- Heating
- Central, Electric, ENERGY STAR Qualified Equipment, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Slab
- HOA dues
- $268 / qtr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$6,267/ month
- Principal & interest
- $5,198
- Property tax (~1.05%)
- $734
- Homeowners insurance
- $244
- HOA dues
- $89
Down payment
$41,970 down · $797,430 financed
Income to qualify (28% rule)
~$268,598 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 40 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


