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Kings Mountain · Kings Mountain, NC

821 First Street

Kings Mountain, NC · 1,093 sqft

$224,000

  • 3Beds
  • 2Baths
  • 1,093SqFt
  • 1946Year
  • 59Days on market

About this home

NEW PRICING STRATEGY + $2,000 SELLER CONCESSION! Discover affordable homeownership at 821 First Street in Kings Mountain. Offered at $224,000, this move-in-ready home features 3 bedrooms, 2 full bathrooms and 1,089 sq. ft., with modern improvements and energy-efficient features that add comfort and value. Even better, the seller is offering up to $2,000 in concessions with an acceptable offer, providing qualified buyers additional flexibility toward allowable closing costs, prepaid expenses, interest-rate reduction, or other lender-approved uses. Looking for a low-down-payment opportunity? This home is USDA eligible, which may provide qualified buyers with 100% financing and no down payment. Combine that financing potential with modern improvements, city water and sewer, central air, a covered front porch, driveway parking and no HOA, and the opportunity becomes even more compelling. Whether you're purchasing your first home, downsizing, relocating, or simply looking for greater affordability, don't just save this one—come see it. Schedule your tour and make an offer! USDA and concession use subject to borrower/property eligibility, loan-program requirements and lender approval.

Property details

Beds
3
Baths
2
SqFt
1,093
Lot
Year built
1946
Type
Single Family
Days on market
59
Style
A-Frame
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,620/ month

Principal & interest
$1,387
Property tax (~0.90%)
$168
Homeowners insurance
$65
HOA dues

Down payment

$11,200 down · $212,800 financed

Income to qualify (28% rule)

~$69,455 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.