View all 38 photos →

Lake Toxaway · Lake Toxaway, NC

82 Innsbrook Drive

Lake Toxaway, NC · 2,247 sqft

$2,100,000

  • 2Beds
  • 4Baths
  • 2,247SqFt
  • 1985Year
  • 3Days on market

About this home

Few settings capture the Lake Toxaway lifestyle as immediately as this two-bedroom, four-bath lakefront pedestal home. The dock is just beyond the back door, reached across a gentle lawn, while views extend over the water to the surrounding mountain ridgelines. From sunrise on the deck to evenings beneath the covered lakeside porch, the home is designed around an effortless connection to the landscape.

Inside, the living room makes a memorable impression with vaulted tongue-and-groove ceilings, exposed beams, a fireplace, and an expansive wall of windows framing the lake. Warm wood floors and natural textures create a relaxed atmosphere, while the room is equally comfortable for quiet evenings or lively gatherings. The kitchen offers granite countertops, a generous island with seating, stainless steel appliances, and an open connection to the dining area beneath another vaulted, beamed ceiling.

The primary suite includes an adjoining sunroom currently used as an office, where windows capture the lake and mountains from multiple angles. A private balcony extends from the sunroom, creating an intimate perch for morning coffee or a quiet pause above the water. The suite includes a full ensuite bath, while the guest bedroom also enjoys its own private bath. Two additional full baths bring the home’s total to four and add convenience across its levels.

The finished walkout lower level offers a kitchenette, full bath, tiled flooring, built-in storage, and sliding glass doors opening to the covered patio, lawn, and lake. Ideal as a recreation room, secondary gathering space, or guest retreat, it supports relaxed lake days with ease.

Although the setting feels peacefully removed, the property is approximately 20 minutes from Sapphire Valley Resort and downtown Cashiers, 30 minutes from Brevard, and 40 minutes from Highlands. Nearby hiking trails and waterfalls invite exploration, while dining, shopping, art, music, and events such as the Cashiers Plein Air Festival and Groovin’ on the Green enrich the experience.

Whether envisioned as a private mountain escape, a full-time lakefront residence, or a property with potential for short-term rental use subject to applicable rules and regulations, this home offers direct water access, flexible living space, and exceptional scenery. Experience the setting in person and discover a retreat where the water is more than a view—it is part of everyday life.

Property details

Beds
2
Baths
4
SqFt
2,247
Lot
Year built
1985
Type
Single Family
Days on market
3
Style
Other
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Permanent
Flooring
Carpet, Linoleum, Tile, Wood
View
Long Range, Mountain(s), Water, Year Round
HOA dues
$1,500 / yr

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Wet Bar
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$15,318/ month

Principal & interest
$13,005
Property tax (~0.90%)
$1,575
Homeowners insurance
$612
HOA dues
$125

Down payment

$105,000 down · $1,995,000 financed

Income to qualify (28% rule)

~$656,503 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.