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Hot Springs · Hot Springs, NC

82 Hill Street

Hot Springs, NC · 2,098 sqft

$389,000

Reduced from $399,000

  • 3Beds
  • 2Baths
  • 2,098SqFt
  • 1920Year
  • 36Days on market

About this home

Historic Charm Meets Modern Potential in Hot Springs. Nestled in a quiet corner of Hot Springs, this historic 3-bedroom, 2-bath home offers the perfect blend of old-world charm and limitless possibility. Set on a rare and spacious three-lot parcel, you’ll enjoy mountain views, mature trees, and plenty of room to add a garage, workshop, or garden. Inside, discover large rooms, hardwood floors, sunroom, a generous country kitchen, and a relaxing covered front porch perfect for morning coffee. Just two blocks from downtown yet tucked away, you can walk to the shops, restaurants and brewery, etc. Whitewater sports, the Appalachian Trail and hiking, and fly-fishing are also close by. This is your chance to own a piece of history – with room to grow. So much potential here for your escape to this quaint mountain-river town of Hot Springs, NC!

Property details

Beds
3
Baths
2
SqFt
2,098
Lot
Year built
1920
Type
Single Family
Days on market
36
Style
Other
Heating
Central, Forced Air, Oil
Cooling
None
Foundation
Basement, Crawl Space
Flooring
Vinyl, Wood
View
Mountain(s)

Features

  • Pantry
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,814/ month

Principal & interest
$2,409
Property tax (~0.90%)
$291
Homeowners insurance
$113
HOA dues

Down payment

$19,450 down · $369,550 financed

Income to qualify (28% rule)

~$120,617 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.