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Charlotte · Charlotte, NC

817 W 4th Street

Charlotte, NC · 1,624 sqft

$495,000

  • 3Beds
  • 3.5Baths
  • 1,624SqFt
  • 1998Year

About this home

Welcome to 817 W 4th Street, where comfort and convenience meet in the heart of Charlotte! This beautiful multi-level townhome offers a bright, spacious interior with hardwood floors, a cozy fireplace, and an open living and dining area ideal for everyday living and entertaining. The updated kitchen features modern cabinetry, sleek countertops, stainless steel appliances, a stylish backsplash, and a convenient breakfast bar overlooking the living space. Upstairs, you'll find spacious bedrooms, including a vaulted primary suite, along with beautifully updated bathrooms featuring modern finishes. Enjoy outdoor living from the private balcony, plus the convenience of an attached garage. Located just minutes from Uptown Charlotte, you'll have easy access to dining, shopping, entertainment, sporting events, and all that Center City has to offer. This home offers the perfect blend of city convenience and residential comfort. Don't miss your opportunity to make it your home today!

Property details

Beds
3
Baths
3.5
SqFt
1,624
Lot
Year built
1998
Type
Townhome
Garage
1
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Slab
Flooring
Tile, Wood
HOA dues
$300 / mo

Features

  • Attic Stairs Pulldown
  • Cable Prewire

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,943/ month

Principal & interest
$3,065
Property tax (~1.05%)
$433
Homeowners insurance
$144
HOA dues
$300

Down payment

$24,750 down · $470,250 financed

Income to qualify (28% rule)

~$168,993 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.