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Rock Hill · Rock Hill, SC

815 Spruce Street S

Rock Hill, SC · 1,000 sqft

$265,000

  • 3Beds
  • 2Baths
  • 1,000SqFt
  • 2026Year
  • 5Days on market

About this home

Brand new and ready to welcome its first owner! This beautifully finished three-bedroom, two-bath home offers thoughtfully designed living space with a desirable split-bedroom floor plan. Step inside to find a bright, fresh interior featuring upgraded finishes and a modern design that makes excellent use of the space. The private primary suite is separated from the additional bedrooms, offering a comfortable retreat, while the main living areas provide an easy flow for everyday living and entertaining. Enjoy outdoor living from both the welcoming front porch and back porch, perfect for morning coffee, grilling, or simply relaxing at the end of the day. With everything brand new and carefully selected finishes throughout, this home offers the opportunity to move in and make it your own. New construction, stylish finishes, a functional floor plan, and inviting outdoor spaces come together to create a home that's comfortable, modern, and move-in ready.

NOTE: The two large rocks located to the right of the home do not convey and will be removed from the property prior to settlement.

Property details

Beds
3
Baths
2
SqFt
1,000
Lot
Year built
2026
Type
Single Family
Days on market
5
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,917/ month

Principal & interest
$1,641
Property tax (~0.90%)
$198
Homeowners insurance
$77
HOA dues

Down payment

$13,250 down · $251,750 financed

Income to qualify (28% rule)

~$82,168 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.