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Charlotte · Charlotte, NC

815 Hartness Avenue

Charlotte, NC · 2,684 sqft

$1,050,000

Reduced from $1,295,000

  • 5Beds
  • 3.5Baths
  • 2,684SqFt
  • 1955Year
  • 80'x100'x80'x100'Lot
  • 171Days on market

About this home

A rare combination of space, updates, and value in one of Charlotte’s most desirable established neighborhoods. This beautifully refreshed Cotswold home offers an impressive five bedrooms, 3.5 baths, and a sought after primary suite on the main level. The bright, open concept living spaces are ideal for both everyday living and entertaining, while the expansive covered rear porch creates a wonderful extension of the home for relaxing and enjoying the outdoors. A cozy study with fireplace provides the perfect retreat for intimate conversation, curling up with a good book, or an evening game of Mahjong. The kitchen and bathrooms were thoughtfully updated approximately three years ago, and fresh interior paint throughout gives the home a crisp, move-in-ready feel. Additional improvements include a new driveway, refreshed landscaping, and a new roof in 2022. Outside, the fully fenced backyard offers privacy and room to enjoy, while the oversized one-car garage includes a convenient storage alcove. Upstairs, two unfinished rooms offer an incredible amount of additional storage or flexible workspace potential (excluded from the heated square footage) Location is another standout. Enjoy easy access to Cotswold Shopping Center, neighborhood schools, Uptown Charlotte, world-class medical centers, and SouthPark Mall. With beautiful new homes being built nearby, this is an exciting opportunity to own in an established neighborhood with a bright future. Generous space. Thoughtful updates. Exceptional location. New price. Don’t miss this Cotswold opportunity!

Property details

Beds
5
Baths
3.5
SqFt
2,684
Lot
80'x100'x80'x100'
Year built
1955
Type
Single Family
Days on market
171
Garage
1
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$7,727/ month

Principal & interest
$6,502
Property tax (~1.05%)
$918
Homeowners insurance
$306
HOA dues

Down payment

$52,500 down · $997,500 financed

Income to qualify (28% rule)

~$331,197 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.