Catawba · Catawba, NC
8137 Rowe Street
Catawba, NC · 2,600 sqft
$850,000
- 3Beds
- 2.5Baths
- 2,600SqFt
- 1997Year
- 80x32x244x61x83x287 & 94x6x287x87x253Lot
About this home
Welcome to your own private Lake Norman waterfront retreat! This move-in-ready home offers the rare combination of year-round deep water, a covered dock with boat slip, a private 1.29 acre waterfront setting, and a detached 3-car garage—all for under $900,000. Enjoy lake living from multiple vantage points, with beautiful water views from the spacious sunroom, covered waterfront deck, and outdoor living areas. The covered dock provides a dedicated place for your boat and easy access to the lake, making it simple to spend your days boating, fishing, swimming, or simply enjoying the water. Inside, the home offers 3 bedrooms, 2.5 baths, a main-level primary suite, and comfortable living spaces designed to take advantage of the waterfront setting. The finished sunroom provides additional living space and a wonderful spot to enjoy the changing seasons and lake views. Upstairs, flexible bonus and recreation spaces provide room for guests, hobbies, a home office, or a playroom. The detached 3-car garage adds an exceptional amount of utility and storage for vehicles, boats, lake equipment, recreational gear, or a workshop—an especially valuable feature for waterfront living. Numerous recent improvements provide additional peace of mind, including a new roof in 2024, new HVAC in 2025, and a 2024 replacement of the dock roof. If you've been searching for a Lake Norman property where deep water, boating access, privacy, outdoor living, and practical storage come together, this one deserves a look. Come experience the waterfront setting and see why properties offering this combination are so hard to find.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,600
- Lot
- 80x32x244x61x83x287 & 94x6x287x87x253
- Year built
- 1997
- Type
- Single Family
- Garage
- 3
- Style
- Cape Cod
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Laminate, Linoleum, Vinyl
- View
- Water
Features
- Dock - Floating
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,149/ month
- Principal & interest
- $5,264
- Property tax (~0.90%)
- $637
- Homeowners insurance
- $247
- HOA dues
- —
Down payment
$42,500 down · $807,500 financed
Income to qualify (28% rule)
~$263,559 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.