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Catawba · Catawba, NC

8137 Rowe Street

Catawba, NC · 2,600 sqft

$850,000

  • 3Beds
  • 2.5Baths
  • 2,600SqFt
  • 1997Year
  • 80x32x244x61x83x287 & 94x6x287x87x253Lot

About this home

Welcome to your own private Lake Norman waterfront retreat! This move-in-ready home offers the rare combination of year-round deep water, a covered dock with boat slip, a private 1.29 acre waterfront setting, and a detached 3-car garage—all for under $900,000. Enjoy lake living from multiple vantage points, with beautiful water views from the spacious sunroom, covered waterfront deck, and outdoor living areas. The covered dock provides a dedicated place for your boat and easy access to the lake, making it simple to spend your days boating, fishing, swimming, or simply enjoying the water. Inside, the home offers 3 bedrooms, 2.5 baths, a main-level primary suite, and comfortable living spaces designed to take advantage of the waterfront setting. The finished sunroom provides additional living space and a wonderful spot to enjoy the changing seasons and lake views. Upstairs, flexible bonus and recreation spaces provide room for guests, hobbies, a home office, or a playroom. The detached 3-car garage adds an exceptional amount of utility and storage for vehicles, boats, lake equipment, recreational gear, or a workshop—an especially valuable feature for waterfront living. Numerous recent improvements provide additional peace of mind, including a new roof in 2024, new HVAC in 2025, and a 2024 replacement of the dock roof. If you've been searching for a Lake Norman property where deep water, boating access, privacy, outdoor living, and practical storage come together, this one deserves a look. Come experience the waterfront setting and see why properties offering this combination are so hard to find.

Property details

Beds
3
Baths
2.5
SqFt
2,600
Lot
80x32x244x61x83x287 & 94x6x287x87x253
Year built
1997
Type
Single Family
Garage
3
Style
Cape Cod
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate, Linoleum, Vinyl
View
Water

Features

  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,149/ month

Principal & interest
$5,264
Property tax (~0.90%)
$637
Homeowners insurance
$247
HOA dues

Down payment

$42,500 down · $807,500 financed

Income to qualify (28% rule)

~$263,559 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.