Black Mountain · Black Mountain, NC
813 Montreat Road
Black Mountain, NC · 1,216 sqft
$899,000
- 2Beds
- 1Baths
- 1,216SqFt
- 1930Year
- 1Days on market
About this home
Absolutely, once-in-a-lifetime opportunity in the heart of Black Mountain! This 1.74 acre property is zoned UR-8, making it ideal for a small development, an incredible private estate, or a centrally located family compound. Walk the half-mile to downtown Black Mountain in just minutes for a morning coffee, and night of dinner and live music, or just enjoy the convenience of walking or biking to shopping and errands! The one-level house has been well-maintained over the years, but the value here is in the land. You could keep the house for guests or as a rental, then build a larger main house on the front of the property. Or divide and sell off lots. The possibilities are endless!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,216
- Lot
- —
- Year built
- 1930
- Type
- Single Family
- Days on market
- 1
- Style
- Cottage
- Heating
- Oil
- Cooling
- None
- Foundation
- Crawl Space
- Flooring
- Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,504/ month
- Principal & interest
- $5,567
- Property tax (~0.90%)
- $674
- Homeowners insurance
- $262
- HOA dues
- —
Down payment
$44,950 down · $854,050 financed
Income to qualify (28% rule)
~$278,752 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.