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Cornelius · Cornelius, NC

8124 Village Harbor Drive

Cornelius, NC · 1,347 sqft

$440,000

  • 3Beds
  • 2.5Baths
  • 1,347SqFt
  • 1999Year

About this home

Beautiful 3-bedroom townhome in waterfront community. Easy access to Lake Norman. Rocking chair front porch and large private fenced backyard. Updates include freshly painted interior and exterior 2026, Goodman HVAC 2021, hot water heater 2022, widows 2025, dishwasher, garbage disposal, range and microwave, 2024. Ample parking. HOA handles all exterior including finishes, repairs, roof, siding, fences, and landscaping, Two private community pools. Lake front boat slips are offered at additional cost, pending availability. Paddle boards and kayak/canoe storage. Stroll along the boardwalk to fine dining and social hours at Lake House Restaurant on the water. Large open resident public common area rear of the property, providing privacy and open area for pets to run or extra open space.

Property details

Beds
3
Baths
2.5
SqFt
1,347
Lot
Year built
1999
Type
Townhome
Garage
1
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,183/ month

Principal & interest
$2,725
Property tax (~0.90%)
$330
Homeowners insurance
$128
HOA dues

Down payment

$22,000 down · $418,000 financed

Income to qualify (28% rule)

~$136,430 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

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