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Charlotte · Charlotte, NC

8122 Downy Oak Lane

Charlotte, NC · 1,779 sqft

$372,500

Reduced from $389,500

  • 3Beds
  • 2.5Baths
  • 1,779SqFt
  • 2024Year
  • 45Days on market

About this home

Seller is highly motivated and willing to offer seller concessions up to $5,000 with acceptable offer! Preferred lender offers various down payment assistance programs (with up to $15,000 toward down payment and closing costs!) or help with interest rate buy-downs. Take advantage of this great opportunity to reduce your upfront costs. Step into this better than new end-unit townhome filled with natural light and designed for comfortable, modern living. From the covered entry to the private patio and attached 2-car garage, every detail adds convenience and comfort. The open-concept main level features beautiful laminate wood flooring, a spacious family room, and a dining area that flows into the stylish kitchen. An oversized island, quartz countertops, and stainless-steel appliances make it the perfect space for cooking, entertaining, or relaxing at home. Upstairs, the spacious primary suite offers two custom walk-in closets, a tiled shower, private water closet, and double vanity. Two additional bedrooms, a versatile loft, and a large laundry room provide plenty of space for family, guests, or a home office. Enjoy resort-style community amenities, including two pools, clubhouses, and a covered picnic area. Conveniently located near shopping, dining, entertainment with quick access to I-485 and I-77. Custom window shades, security system, refrigerator, washer, and dryer are all included, making this home truly move-in ready.

Property details

Beds
3
Baths
2.5
SqFt
1,779
Lot
Year built
2024
Type
Townhome
Days on market
45
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile
HOA dues
$220 / mo

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,961/ month

Principal & interest
$2,307
Property tax (~1.05%)
$325
Homeowners insurance
$108
HOA dues
$220

Down payment

$18,625 down · $353,875 financed

Income to qualify (28% rule)

~$126,925 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.