Black Mountain · Black Mountain, NC
808 Montreat Road
Black Mountain, NC · 1,550 sqft
$580,000
- 4Beds
- 2Baths
- 1,550SqFt
- 1923Year
- 1Days on market
About this home
OPEN HOUSE SUNDAY JULY 5, 12-2pm. Picture perfect cottage right in the heart of Black Mountain on almost 1 acre! This remodeled 1923 home boasts incredible charm and a large, flat lot! You can enjoy evenings on the front porch with tons of foliage (including lots of rhododendron) between Montreat Road and the house to offer great privacy. Or have a cookout on the stone terrace out back! There is tons of parking in front and in back of the home, as well as a small creek on the front of the property. With wood floors, a gas fireplace, and lots of natural light, this adorable home is a true Black Mountain gem! Located just 1 mile from downtown, it's an easy walk to town (all on a sidewalk) to enjoy live music, the Black Mountain Tailgate Market, great restaurants, and more! There may be enough space to divide this parcel into 2 lots (see attached survey) and build a house in front. Part of the lot is in the flood plain but not the house. There was no damage from Helene. Home has central heat and A/C that serves the upper level. Main level has a window unit and electric baseboard heat.
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 1,550
- Lot
- —
- Year built
- 1923
- Type
- Single Family
- Days on market
- 1
- Style
- Cottage, Farmhouse
- Heating
- Baseboard, Heat Pump
- Cooling
- Central Air, Heat Pump, Window Unit(s)
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,196/ month
- Principal & interest
- $3,592
- Property tax (~0.90%)
- $435
- Homeowners insurance
- $169
- HOA dues
- —
Down payment
$29,000 down · $551,000 financed
Income to qualify (28% rule)
~$179,840 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.