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Black Mountain · Black Mountain, NC

808 Montreat Road

Black Mountain, NC · 1,373 sqft

$540,000

Reduced from $580,000

  • 4Beds
  • 2Baths
  • 1,373SqFt
  • 1923Year
  • 31Days on market

About this home

Picture perfect cottage right in the heart of Black Mountain on almost 1 acre! This remodeled 1923 home boasts incredible charm and a large, flat lot! You can enjoy evenings on the front porch with tons of foliage (including lots of rhododendron) between Montreat Road and the house to offer great privacy. Or have a cookout on the stone terrace out back! There is tons of parking in front and in back of the home, as well as a small creek on the front of the property. With wood floors, a gas fireplace, and lots of natural light, this adorable home is a true Black Mountain gem! Located just 1 mile from downtown, it's an easy walk to town (all on a sidewalk) to enjoy live music, the Black Mountain Tailgate Market, great restaurants, and more! There may be enough space to divide this parcel into 2 lots (see attached survey) and build a house in front. Part of the lot is in the flood plain but not the house. There was no damage from Helene. Home has central heat and A/C that serves the upper level. Main level has a window unit and electric baseboard heat. 177 Square Feet on the upper level has ceilings just under 7' high. This is not included in the Heated Living Area.

Property details

Beds
4
Baths
2
SqFt
1,373
Lot
Year built
1923
Type
Single Family
Days on market
31
Style
Cottage, Farmhouse
Heating
Baseboard, Heat Pump
Cooling
Central Air, Heat Pump, Window Unit(s)
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,906/ month

Principal & interest
$3,344
Property tax (~0.90%)
$405
Homeowners insurance
$157
HOA dues

Down payment

$27,000 down · $513,000 financed

Income to qualify (28% rule)

~$167,437 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.