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Monroe · Monroe, NC

802 White Oaks Circle

Monroe, NC · 2,200 sqft

$479,000

Reduced from $489,900

  • 3Beds
  • 2.5Baths
  • 2,200SqFt
  • 2015Year
  • 34Days on market

About this home

Designed for comfortable everyday living, this home offers the space and features families need. Enjoy newer flooring throughout much of the first floor, freshly painted secondary bedrooms, and a generous primary suite that provides a relaxing retreat at the end of the day. The large bonus room adds flexible space for a playroom, teen hangout, home office, or second living area — whatever fits your family’s lifestyle. With fiber-optic internet, everyone can work, stream, and stay connected with fast, reliable service. The main level features a welcoming layout with a bright living area that flows naturally into the dining space and kitchen. The kitchen includes granite countertops, plenty of cabinet storage, and a brand-new electric range installed in July 2026. Whether you’re preparing weeknight meals or hosting gatherings, this space is designed to make life easier. Upstairs, the spacious primary suite includes a walk-in closet and a comfortable bathroom with double sinks. The secondary bedrooms offer a clean and comfortable space for family or guests. Outside, the partially fenced backyard provides privacy and room to play. Enjoy evenings around the built-in firepit, summer fun in the one-year-old above-ground pool, and the convenience of an RV parking pad with hookups — perfect for travel lovers or visiting family. This home is located in a quiet, well-kept neighborhood with no HOA and county-only taxes, offering more freedom and lower monthly costs. You’ll also appreciate easy access to shopping, dining, and major routes. This well-maintained home combines comfort, space, modern connectivity, and outdoor enjoyment — a great fit for today’s busy families. Nearby schools include CATA, UNION ACADEMY, and AMERICAN LEADERSHIP Academy..Seller would like to possibly rent back after closing for a few months if agreeable to buyer but not a requirement..

Property details

Beds
3
Baths
2.5
SqFt
2,200
Lot
Year built
2015
Type
Single Family
Days on market
34
Garage
2
Style
Traditional
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air, Gas
Foundation
Crawl Space
Flooring
Carpet, Linoleum, Vinyl

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Walk-In Pantry
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,465/ month

Principal & interest
$2,966
Property tax (~0.90%)
$359
Homeowners insurance
$139
HOA dues

Down payment

$23,950 down · $455,050 financed

Income to qualify (28% rule)

~$148,523 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.