For SaleMLS #245524577

Charlotte · Charlotte, NC

7928 Charter Oak Lane

Charlotte, NC

$247,000

  • 2Beds
  • 2Baths
  • 0SqFt
  • 1985Year

About this home

Charming & Updated 2-Bed, 2-Bath Townhome in South Charlotte Near Pineville

Welcome to this well-maintained townhome that blends cozy living with thoughtful modern updates. Built in 1985 and lovingly cared for over the years, this two-bedroom, two-full-bath home offers a practical yet inviting floor plan ideal for comfortable everyday living.

Step inside to a warm living room centered around a wood-burning fireplace—perfect for gathering on cooler evenings. The remodeled kitchen features newer flooring installed in 2021 and provides a fresh, functional space for cooking and entertaining. Upgraded bathrooms add contemporary comfort throughout. On the main level you’ll find durable laminate wood flooring and tile (both updated in 2013), along with a secondary bedroom and full bath—ideal for guests or convenient single-level living. Upstairs, the loft-style primary bedroom and its private full bath create a private retreat. Brand-new carpet was just installed on the stairs and throughout the second level only two months ago, and the blinds were replaced at the same time for a fresh, move-in-ready feel.

Recent mechanical upgrades include a new central air unit and heat pump installed in 2019, delivering reliable year-round comfort and efficiency. Outside, the enclosed rear patio provides a private outdoor oasis with sealed concrete flooring designed for lasting durability—ideal for morning coffee, evening relaxation, or small gatherings.

Conveniently located in South Charlotte near Pineville, this home sits close to shopping, dining, and everyday amenities, with easy access to I-485 for quick connections across the region. Whether you’re a first-time buyer, downsizer, or investor, this move-in-ready townhome offers the perfect balance of charm, updates, and location.

Schedule your private showing today and experience the comfort and convenience this well-cared-for home has to offer.

Property details

Beds
2
Baths
2
SqFt
0
Lot
Year built
1985
Type
Townhome
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile
HOA dues
$220 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,037/ month

Principal & interest
$1,529
Property tax (~1.05%)
$216
Homeowners insurance
$72
HOA dues
$220

Down payment

$12,350 down · $234,650 financed

Income to qualify (28% rule)

~$87,339 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.