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Mooresville · Mooresville, NC

785 Kemp Road

Mooresville, NC · 1,662 sqft

$1,590,000

  • 2Beds
  • 2Baths
  • 1,662SqFt
  • 1965Year
  • 144 x 199 x 218 x 179Lot
  • 70Days on market

About this home

Rare Waterfront opportunity on Lake Norman with no HOA! Lakefront home situated on a peaceful 0.73-acre lot, 179 feet of shoreline. Long-range water views, and gentle topography with easy access to the lake. Home offers single-level living with 2 bedrooms, 2 baths, plus a large third room currently used as a bedroom. Lake views can be enjoyed from the primary bedroom, second bedrooms, and main living area, which features vaulted ceilings. Outdoor living is where this property truly shines. The private covered dock includes two boat lifts, along with a large floating dock and lounge platform. A sandy beach area provides the perfect setting for swimming, boating, kayaking, or simply relaxing along the shoreline. The expansive outdoor space also includes a large deck, a screened four-season porch, firepit, and a beautifully landscaped yard with mature trees, flowering plants, and fruit trees. Additional features include an encapsulated crawl space, an insulated workshop under the deck, an irrigation system, a 10x12 shed, a 2-car carport, 3+ parking spaces, and a classic rocking chair front porch. Whether you are looking for a turnkey lake retreat, a weekend getaway, a property to renovate, or an opportunity to build in the future, this property offers exceptional flexibility and an outstanding waterfront setting. Located in one of the most desirable and quiet areas of Lake Norman on the Brawley School Peninsula. Close to shopping and restaurants, quick access to I-77, Davidson, and Charlotte. Waterfront properties offering this combination of acreage, shoreline, privacy, dock, and no HOA are increasingly difficult to find. Come experience the lake view, and the possibilities for yourself. This is a rare chance to own waterfront property with unrestricted use and tremendous potential in a prime Lake Norman location.

Property details

Beds
2
Baths
2
SqFt
1,662
Lot
144 x 199 x 218 x 179
Year built
1965
Type
Single Family
Days on market
70
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile, Vinyl
View
Water, Year Round

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Pantry
  • Above Ground Hot Tub / Spa
  • Fire Pit
  • In-Ground Irrigation
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$11,503/ month

Principal & interest
$9,847
Property tax (~0.90%)
$1,192
Homeowners insurance
$463
HOA dues

Down payment

$79,500 down · $1,510,500 financed

Income to qualify (28% rule)

~$493,010 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.