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Mint Hill · Mint Hill, NC

7820 Cagle Drive

Mint Hill, NC · 1,095 sqft

$337,500

  • 2Beds
  • 1Baths
  • 1,095SqFt
  • 1961Year

About this home

Welcome home to this charming and beautifully updated ranch nestled on a spacious, fully fenced half-acre lot in the heart of Mint Hill. Ideally located just minutes from I-485 and within walking distance to both vibrant downtown Mint Hill's shops and restaurants AND Veterans Memorial Park, this home offers the perfect combination of convenience and small-town charm. Inside, you'll find a warm and inviting floor plan featuring a large eat-in kitchen with granite countertops, stainless steel appliances, abundant custom cabinetry, and plenty of space for gathering. Two generously sized bedrooms and a well-appointed full bath provide comfortable everyday living. Step outside to your private backyard oasis, complete with an above-ground pool, expansive decking, and patio space—perfect for entertaining, relaxing, and enjoying the outdoors year-round. Major updates provide peace of mind, including a new roof (2025), fresh interior paint and flooring throughout (2025), HVAC system (April 2022), water heater (July 2022), crawl space encapsulation with dehumidifier (2022), new septic tank (2021), and pool/deck installation (2021). Prior to the current owner's purchase in 2021, the home was also updated with newer PEX plumbing, electrical wiring, and insulation. This lovingly maintained home is truly move-in ready and offers an incredible opportunity to enjoy all that Mint Hill has to offer........ Great investment opportunity as Septic Permit is for a 3 bedroom!

Property details

Beds
2
Baths
1
SqFt
1,095
Lot
Year built
1961
Type
Single Family
Garage
1
Style
Ranch
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,441/ month

Principal & interest
$2,090
Property tax (~0.90%)
$253
Homeowners insurance
$98
HOA dues

Down payment

$16,875 down · $320,625 financed

Income to qualify (28% rule)

~$104,649 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.