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Green Mountain · Green Mountain, NC

7714 State Highway 197 Highway N

Green Mountain, NC · 2,143 sqft

$499,000

Reduced from $525,000

  • 3Beds
  • 3Baths
  • 2,143SqFt
  • 2006Year
  • 67Days on market

About this home

Escape to this warm and inviting 1.5-story mountain home set on 2.14 acres with over 200 feet of frontage on the beautiful North Toe River, in the scenic Green Mountain community of Yancey County. Here, mountain living meets river living — spend your mornings with coffee on the deck watching the water roll by, and your afternoons wading in for some fishing, tubing, or kayaking right from your own backyard. Thoughtfully designed to showcase its surroundings, this 3BR, 3BA home offers 2,143 primary square feet of comfortable living space, with mountain views on one side and the river below on the other. The main level features a bright, open floor plan where the living room, dining area, and kitchen flow naturally under soaring ceilings and expansive windows that frame the views. This level also includes two comfortable bedrooms, a full bathroom, and a convenient laundry room. Upstairs, a private loft leads to a spacious primary ensuite bedroom with its own full bath and a generous walk-in closet. The fully finished walk-out basement expands the home's footprint significantly, with a versatile bed/bonus room, an office space, and a third full bathroom- ideal for extra sleeping space, a media room, or a quiet remote work setup that puts the river right outside your window. Outside, a sweeping deck and porch overlook your private stretch of riverfront, complete with a hot tub perfectly positioned for watching the sunset over the water. Whether you're casting a line, floating downriver on a tube, or launching a kayak straight from your own property, this home puts everyday river adventure at your doorstep. Equipped with central heat and A/C and fiber optic connectivity, this riverside retreat perfectly balances peaceful mountain seclusion with modern conveniences. Just 15 minutes to Burnsville, 45 minutes to Asheville or Johnson City.

Property details

Beds
3
Baths
3
SqFt
2,143
Lot
Year built
2006
Type
Single Family
Days on market
67
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Laminate, Vinyl, Wood
View
Mountain(s), Water, Year Round

Features

  • Attic Other
  • Hot Tub
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,610/ month

Principal & interest
$3,090
Property tax (~0.90%)
$374
Homeowners insurance
$145
HOA dues

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$154,724 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.