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Stanley · Stanley, NC

7704 Otts Circle

Stanley, NC · 1,430 sqft

$299,000

  • 3Beds
  • 1Baths
  • 1,430SqFt
  • 1969Year
  • 1Days on market

About this home

Charming brick home is located in the heart of Denver but has a Stanley address. Tree lined corner lot is situated on over a half acre. Covered front porch welcomes you inside to foyer open to family room and kitchen. Brick fireplace wall separates family room and kitchen creating a unique accent feature. Light filled family room flows to kitchen. Large updated kitchen w/island, dining area has room for all to gather w/laundry area and access to back yard. Home has three bedrooms including a primary bedroom w/balcony. Full bathroom offers easy hall access. Lower level offers partially finished bedroom/flex space and future half bathroom, w/central heat/ac. Unfinished utility room and oversized one car garage finish out the lower level. Previous owner 2018 updates: New windows, lights, ceiling fans, new luxury vinyl tile, drywall, paint, gas hot water heater, furnace/ac. Large back yard w/mature trees and patio area create an outdoor year round gathering place for family and friends. Location is fantastic offering easy access to, Lake Norman, Denver, Huntersville and Charlotte.

Property details

Beds
3
Baths
1
SqFt
1,430
Lot
Year built
1969
Type
Single Family
Days on market
1
Garage
1
Heating
Central, Forced Air, Heat Pump
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,150/ month

Principal & interest
$1,851
Property tax (~0.85%)
$211
Homeowners insurance
$87
HOA dues

Down payment

$14,950 down · $284,050 financed

Income to qualify (28% rule)

~$92,176 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.